BlastPoint's Credit Union Scorecard
GEORGETOWN UNIVERSITY ALUMNI AND ST
Charter #23979 · DC
GEORGETOWN UNIVERSITY ALUMNI AND ST has 3 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.79% above tier average
- + Strong member growth: 11.1% YoY
- + Member Growth Rate: Top 3.5% in tier
Key Concerns
Areas that may need attention
- - ROA 1.29% below tier average
- - Efficiency ratio 4.30% above tier (higher cost structure)
- - Delinquency rate 0.06% above tier average
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Average Member Relationship (AMR): Bottom 6.9% in tier
- - Loan-to-Member Ratio (LMR): Bottom 9.4% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits +3.5% year over year ($11.9M in shares and deposits).
- Membership: 4,421 members, +11.1% vs a year ago.
- Delinquency rate 1.61%.
- Return on assets 0.20%.
- Efficiency ratio 93.06% vs a 88.77% peer average.
- Loan-to-share ratio 57.91% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,421
+11.1% YoY+1.2% QoQ
|
+1.8K |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
82% |
| Assets |
$13.7M
+4.3% YoY-2.8% QoQ
|
$-16.6M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
38% |
| Loans |
$6.9M
+0.9% YoY+0.7% QoQ
|
$-8.6M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
42% |
| Deposits |
$11.9M
+3.5% YoY-3.0% QoQ
|
$-13.9M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
40% |
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| ROA |
0.2%
-89.0% YoY-207.9% QoQ
|
-1.3% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
Bottom 12.8% in tier |
| NIM |
4.7%
+1.2% YoY+2.4% QoQ
|
+0.8% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
82% |
| Efficiency Ratio |
93.1%
+34.1% YoY-7.2% QoQ
|
+4.3% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
77% |
| Delinquency Rate |
1.6%
-22.1% YoY-20.2% QoQ
|
+0.1 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
73% |
| Loan To Share |
57.9%
-2.5% YoY+3.8% QoQ
|
-1.0% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
49% |
| AMR |
$4,251
-7.7% YoY-2.8% QoQ
|
$-11K |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
Bottom 6.8% in tier |
| CD Concentration |
8.7%
+124.4% YoY+3.9% QoQ
|
-15.8% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)