BlastPoint's Credit Union Scorecard
PARAMOUNT BAPTIST CHURCH
Charter #24073 · DC
PARAMOUNT BAPTIST CHURCH has 8 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 4.23% above tier average
- + Net Interest Margin 2.19% above tier average
- + Strong member growth: 13.4% YoY
- + Efficiency Ratio: Top 0.1% in tier
- + Loan-to-Share Ratio: Top 1.4% in tier
- + Net Worth Ratio: Top 1.9% in tier
- + Member Growth Rate: Top 3.1% in tier
- + Asset Growth Rate: Top 4.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 3.13% above tier average
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Total Deposits: Bottom 0.6% in tier
- - Total Assets: Bottom 0.9% in tier
- - Average Member Relationship (AMR): Bottom 1.0% in tier
- - Total Loans: Bottom 2.8% in tier
- - Loan-to-Member Ratio (LMR): Bottom 3.6% in tier
- - Total Members: Bottom 5.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits +12.2% year over year ($102K in shares and deposits).
- Membership: 212 members, +13.4% vs a year ago.
- Delinquency rate 4.68%.
- Return on assets 5.72%.
- Efficiency ratio 15.37% vs a 88.77% peer average.
- Loan-to-share ratio 109.93% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
212
+13.4% YoY+12.2% QoQ
|
-2.4K |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
Bottom 5.2% in tier |
| Assets |
$173,997
+12.5% YoY+6.3% QoQ
|
$-30.1M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
Bottom 0.8% in tier |
| Loans |
$112,170
+0.5% YoY+9.8% QoQ
|
$-15.3M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
Bottom 2.8% in tier |
| Deposits |
$102,038
+12.2% YoY+7.2% QoQ
|
$-25.7M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
Bottom 0.6% in tier |
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| ROA |
5.7%
-76.5% YoY-128.6% QoQ
|
+4.2% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
Top 1.4% in tier |
| NIM |
6.1%
-26.0% YoY+43.2% QoQ
|
+2.2% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
Top 3.2% in tier |
| Efficiency Ratio |
15.4%
-107.9% YoY-46.4% QoQ
|
-73.4% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
Top 0.1% in tier |
| Delinquency Rate | 4.7% | +3.1 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 6.9% in tier |
| Loan To Share |
109.9%
-10.4% YoY+2.4% QoQ
|
+51.0% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
Top 1.5% in tier |
| AMR |
$1,010
-6.7% YoY-3.2% QoQ
|
$-14K |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
Bottom 0.9% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)