BlastPoint's Credit Union Scorecard
NORTH CAROLINA PRESS ASSOCIATION
Charter #24140 · NC
NORTH CAROLINA PRESS ASSOCIATION has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.46% above tier average
- + Asset Growth Rate: Top 3.4% in tier
- + Deposit Growth Rate: Top 3.7% in tier
- + Efficiency Ratio: Top 3.8% in tier
- + AMR Growth Rate: Top 5.2% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.26% above tier average
- - Members Per Employee (MPE): Bottom 0.0% in tier
- - Net Charge-Off Rate: Bottom 3.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,291
-1.0% YoY-0.8% QoQ
|
-1.4K |
2,676
+1.6% YoY
|
91,843
+3.2% YoY
|
33,913
+5.7% YoY
|
36% |
| Assets |
$11.6M
+13.5% YoY+5.2% QoQ
|
$-18.6M |
$30.2M
+1.3% YoY
|
$1.6B
+7.7% YoY
|
$578.3M
+9.0% YoY
|
35% |
| Loans |
$2.7M
+7.7% YoY+9.0% QoQ
|
$-12.6M |
$15.3M
-2.0% YoY
|
$1.1B
+5.7% YoY
|
$402.4M
+8.7% YoY
|
23% |
| Deposits |
$9.4M
+13.9% YoY+5.9% QoQ
|
$-16.4M |
$25.8M
+0.7% YoY
|
$1.4B
+7.2% YoY
|
$494.3M
+9.1% YoY
|
34% |
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| ROA |
1.6%
-31.9% YoY-29.6% QoQ
|
+1.5% |
0.1%
-77.6% YoY
|
0.4%
+21.7% YoY
|
0.4%
-39.2% YoY
|
Top 12.8% in tier |
| NIM |
3.0%
-19.0% YoY-11.4% QoQ
|
-1.0% |
4.0%
+4.0% YoY
|
4.0%
+0.2% YoY
|
3.8%
+4.1% YoY
|
19% |
| Efficiency Ratio |
47.5%
+13.8% YoY+7.6% QoQ
|
-43.1% |
90.6%
+6.5% YoY
|
84.1%
+2.7% YoY
|
84.6%
+2.8% YoY
|
Top 3.8% in tier |
| Delinquency Rate |
2.8%
+128.2% YoY-27.1% QoQ
|
+1.3 |
1.5%
+3.8% YoY
|
1.3%
-24.7% YoY
|
1.2%
+3.4% YoY
|
Bottom 12.8% in tier |
| Loan To Share |
28.8%
-5.4% YoY+3.0% QoQ
|
-29.7% |
58.5%
-3.0% YoY
|
74.3%
+0.8% YoY
|
65.6%
-1.4% YoY
|
Bottom 10.3% in tier |
| AMR |
$9,389
+13.6% YoY+7.4% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$17,856
+2.9% YoY
|
$19,920
+1.6% YoY
|
25% |
| CD Concentration |
17.4%
+81.3% YoY+8.7% QoQ
|
-6.9% | 24.3% | 21.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)