BlastPoint's Credit Union Scorecard
NORTH CAROLINA PRESS ASSOCIATION
Charter #24140 · NC
NORTH CAROLINA PRESS ASSOCIATION has 5 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.40% above tier average
- + Asset Growth Rate: Top 2.1% in tier
- + Deposit Growth Rate: Top 2.4% in tier
- + Efficiency Ratio: Top 3.0% in tier
- + AMR Growth Rate: Top 5.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.21% above tier average
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Net Charge-Off Rate: Bottom 4.4% in tier
- - First Mortgage Concentration (%): Bottom 8.2% in tier
- - Loan-to-Share Ratio: Bottom 9.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 31 that size in North Carolina.
- Shares and deposits +17.0% year over year ($9.7M in shares and deposits).
- Membership: 1,301 members, -0.4% vs a year ago.
- Delinquency rate 2.76%.
- Return on assets 1.89%.
- Efficiency ratio 46.04% vs a 88.77% peer average.
- Loan-to-share ratio 28.34% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,301
-0.4% YoY+0.8% QoQ
|
-1.3K |
2,585
-1.7% YoY
|
91,933
+2.2% YoY
|
34,678
+6.6% YoY
|
36% |
| Assets |
$12.0M
+16.0% YoY+3.1% QoQ
|
$-18.3M |
$30.3M
+1.5% YoY
|
$1.6B
+7.2% YoY
|
$593.1M
+10.2% YoY
|
36% |
| Loans |
$2.7M
+7.3% YoY+1.3% QoQ
|
$-12.7M |
$15.5M
-1.7% YoY
|
$1.1B
+5.6% YoY
|
$418.6M
+10.1% YoY
|
23% |
| Deposits |
$9.7M
+17.0% YoY+3.1% QoQ
|
$-16.1M |
$25.8M
+1.1% YoY
|
$1.4B
+7.1% YoY
|
$504.8M
+10.3% YoY
|
35% |
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| ROA |
1.9%
-19.1% YoY+17.4% QoQ
|
+0.4% |
1.5%
+241.5% YoY
|
0.9%
+189.6% YoY
|
1.2%
+121.4% YoY
|
Top 11.2% in tier |
| NIM |
3.1%
-13.1% YoY+2.3% QoQ
|
-0.8% |
3.9%
+0.9% YoY
|
4.0%
+0.2% YoY
|
3.8%
+2.3% YoY
|
19% |
| Efficiency Ratio |
46.0%
+6.5% YoY-3.1% QoQ
|
-42.7% |
88.8%
-6.9% YoY
|
83.1%
+0.7% YoY
|
83.0%
-5.3% YoY
|
Top 3.0% in tier |
| Delinquency Rate |
2.8%
-26.8% YoY-0.1% QoQ
|
+1.2 |
1.5%
+2.1% YoY
|
1.5%
+12.0% YoY
|
1.3%
+2.6% YoY
|
Bottom 14.4% in tier |
| Loan To Share |
28.3%
-8.3% YoY-1.8% QoQ
|
-30.6% |
58.9%
-3.1% YoY
|
74.9%
+0.0% YoY
|
66.4%
-1.4% YoY
|
Bottom 9.6% in tier |
| AMR |
$9,570
+15.1% YoY+1.9% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$17,976
+4.0% YoY
|
$20,028
-0.9% YoY
|
26% |
| CD Concentration |
17.2%
+27.9% YoY-1.1% QoQ
|
-7.3% | 24.6% | 21.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)