BlastPoint's Credit Union Scorecard

UP

Charter #24422 · AR

<100M

2508 CUs in <100M nationally 43 in AR

UP has 1 strength but faces 2 concerns

National Analysis

How does the industry compare?

AR Analysis

How does AR stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.44% above tier average

Key Concerns

Areas that may need attention

- Member decline: -3.1% YoY
- Indirect Auto Concentration (%): Bottom 6.1% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (AR)	National Avg	Tier Percentile
Members	2,801 -3.1% YoY+0.4% QoQ	+124	2,676 +1.6% YoY	7,947 +7.9% YoY	33,913 +5.7% YoY	65%
Assets	$32.8M -2.1% YoY-0.4% QoQ	+$2.6M	$30.2M +1.3% YoY	$111.4M +12.6% YoY	$578.3M +9.0% YoY	62%
Loans	$14.4M -8.6% YoY-2.4% QoQ	$-877K	$15.3M -2.0% YoY	$80.4M +16.0% YoY	$402.4M +8.7% YoY	61%
Deposits	$25.3M -3.2% YoY-0.5% QoQ	$-487K	$25.8M +0.7% YoY	$90.2M +11.4% YoY	$494.3M +9.1% YoY	59%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.6% -85.0% YoY-79.7% QoQ	+0.4%	0.1% -77.6% YoY	-4.0% +7873.5% YoY	0.4% -39.2% YoY	49%
NIM	3.5% -14.5% YoY-7.8% QoQ	-0.5%	4.0% +4.0% YoY	4.1% -8.1% YoY	3.8% +4.1% YoY	35%
Efficiency Ratio	84.0% +79.3% YoY+49.5% QoQ	-6.6%	90.6% +6.5% YoY	125.8% +36.6% YoY	84.6% +2.8% YoY	56%
Delinquency Rate	0.9% +76.3% YoY+69.8% QoQ	-0.6	1.5% +3.8% YoY	1.6% +18.4% YoY	1.2% +3.4% YoY	63%
Loan To Share	56.9% -5.5% YoY-1.9% QoQ	-1.6%	58.5% -3.0% YoY	70.8% -3.6% YoY	65.6% -1.4% YoY	48%
AMR	$14,173 -2.2% YoY-1.6% QoQ	$-711	$14,884 -1.7% YoY	$12,879 +3.3% YoY	$19,920 +1.6% YoY	51%
CD Concentration	31.3% -6.4% YoY-8.0% QoQ	+7.1%	24.3%	15.4%	19.8%	50%
Indirect Auto %	17.8% -36.3% YoY-5.9% QoQ	+4.0%	13.8%	2.4%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (2 metrics)

417

Net Worth Ratio

risk

Value: 22.02%

Peer Median: 14.28%

#417 of 2508 Top 16.6% in <100M tier

519

Fee Income Per Member

profitability

Value: $120.90

Peer Median: $60.42

#519 of 2508 Top 20.7% in <100M tier

Top Weaknesses (2 metrics)

2357

Indirect Auto Concentration (%)

balance_sheet

Value: 17.76%

Peer Median: 0.00%

#2357 of 2508 Bottom 6.1% in <100M tier

2114

Share Certificate Concentration (%)

balance_sheet

Value: 31.34%

Peer Median: 12.45%

#2114 of 2508 Bottom 15.7% in <100M tier