BlastPoint's Credit Union Scorecard
VA HOSPITAL
Charter #24429 · AR
VA HOSPITAL has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Charge-Off Rate: Top 5.5% in tier
Key Concerns
Areas that may need attention
- - ROA 1.05% below tier average
- - Efficiency ratio 6.22% above tier (higher cost structure)
- - Member decline: -5.8% YoY
- - Loan Growth Rate: Bottom 9.4% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Arkansas.
- Shares and deposits -2.2% year over year ($7.6M in shares and deposits).
- Membership: 1,516 members, -5.8% vs a year ago.
- Delinquency rate 0.83%.
- Return on assets 0.44%.
- Efficiency ratio 94.98% vs a 88.77% peer average.
- Loan-to-share ratio 56.40% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,516
-5.8% YoY-0.9% QoQ
|
-1.1K |
2,585
-1.7% YoY
|
8,161
+10.4% YoY
|
34,678
+6.6% YoY
|
41% |
| Assets |
$8.6M
-1.6% YoY-0.8% QoQ
|
$-21.7M |
$30.3M
+1.5% YoY
|
$115.8M
+17.0% YoY
|
$593.1M
+10.2% YoY
|
28% |
| Loans |
$4.3M
-17.3% YoY-5.7% QoQ
|
$-11.2M |
$15.5M
-1.7% YoY
|
$84.2M
+19.9% YoY
|
$418.6M
+10.1% YoY
|
31% |
| Deposits |
$7.6M
-2.2% YoY-1.1% QoQ
|
$-18.2M |
$25.8M
+1.1% YoY
|
$93.4M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
30% |
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| ROA |
0.4%
-124.6% YoY+120.8% QoQ
|
-1.0% |
1.5%
+241.5% YoY
|
1.6%
+705.7% YoY
|
1.2%
+121.4% YoY
|
28% |
| NIM |
3.7%
-5.1% YoY+7.6% QoQ
|
-0.2% |
3.9%
+0.9% YoY
|
4.1%
-5.5% YoY
|
3.8%
+2.3% YoY
|
42% |
| Efficiency Ratio |
95.0%
-32.3% YoY-12.4% QoQ
|
+6.2% |
88.8%
-6.9% YoY
|
86.5%
+3.6% YoY
|
83.0%
-5.3% YoY
|
80% |
| Delinquency Rate | 0.8% | -0.7 |
1.5%
+2.1% YoY
|
1.9%
+36.9% YoY
|
1.3%
+2.6% YoY
|
55% |
| Loan To Share |
56.4%
-15.4% YoY-4.6% QoQ
|
-2.5% |
58.9%
-3.1% YoY
|
71.8%
-1.2% YoY
|
66.4%
-1.4% YoY
|
47% |
| AMR |
$7,814
-2.6% YoY-2.0% QoQ
|
$-7K |
$14,963
-6.8% YoY
|
$12,982
+3.9% YoY
|
$20,028
-0.9% YoY
|
18% |
| CD Concentration |
9.9%
-6.3% YoY-4.0% QoQ
|
-14.6% | 24.6% | 15.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)