BlastPoint's Credit Union Scorecard
NORTH LITTLE ROCK EDUCATORS
Charter #24434 · AR
NORTH LITTLE ROCK EDUCATORS faces 8 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 3.34% below tier average
- - Efficiency ratio 58.47% above tier (higher cost structure)
- - Member decline: -14.3% YoY
- - Asset Growth Rate: Bottom 0.9% in tier
- - Deposit Growth Rate: Bottom 1.0% in tier
- - Member Growth Rate: Bottom 3.2% in tier
- - Loan Growth Rate: Bottom 3.5% in tier
- - Total Assets: Bottom 3.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
227
-14.3% YoY-18.9% QoQ
|
-2.4K |
2,676
+1.6% YoY
|
7,947
+7.9% YoY
|
33,913
+5.7% YoY
|
Bottom 5.3% in tier |
| Assets |
$637,777
-21.3% YoY+1.8% QoQ
|
$-29.6M |
$30.2M
+1.3% YoY
|
$111.4M
+12.6% YoY
|
$578.3M
+9.0% YoY
|
Bottom 3.8% in tier |
| Loans |
$274,815
-26.3% YoY-9.7% QoQ
|
$-15.0M |
$15.3M
-2.0% YoY
|
$80.4M
+16.0% YoY
|
$402.4M
+8.7% YoY
|
Bottom 5.0% in tier |
| Deposits |
$513,162
-24.6% YoY+3.7% QoQ
|
$-25.3M |
$25.8M
+0.7% YoY
|
$90.2M
+11.4% YoY
|
$494.3M
+9.1% YoY
|
Bottom 4.1% in tier |
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| ROA |
-3.2%
-469.8% YoY
|
-3.3% |
0.1%
-77.6% YoY
|
-4.0%
+7873.5% YoY
|
0.4%
-39.2% YoY
|
Bottom 3.1% in tier |
| NIM |
3.5%
-25.2% YoY-26.4% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
4.1%
-8.1% YoY
|
3.8%
+4.1% YoY
|
37% |
| Efficiency Ratio |
149.1%
+86.6% YoY+52.0% QoQ
|
+58.5% |
90.6%
+6.5% YoY
|
125.8%
+36.6% YoY
|
84.6%
+2.8% YoY
|
Bottom 3.0% in tier |
| Delinquency Rate |
1.3%
+1592.3% YoY+35.2% QoQ
|
-0.2 |
1.5%
+3.8% YoY
|
1.6%
+18.4% YoY
|
1.2%
+3.4% YoY
|
72% |
| Loan To Share |
53.6%
-2.3% YoY-12.9% QoQ
|
-5.0% |
58.5%
-3.0% YoY
|
70.8%
-3.6% YoY
|
65.6%
-1.4% YoY
|
42% |
| AMR |
$3,471
-12.7% YoY+21.6% QoQ
|
$-11K |
$14,884
-1.7% YoY
|
$12,879
+3.3% YoY
|
$19,920
+1.6% YoY
|
Bottom 5.3% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)