BlastPoint's Credit Union Scorecard
LION
Charter #24437 · AR
LION has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.06% above tier average
- + Net Interest Margin 1.08% above tier average
- + Net Charge-Off Rate: Top 4.1% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.1% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Arkansas.
- Shares and deposits +1.1% year over year ($14.5M in shares and deposits).
- Membership: 2,210 members, -2.1% vs a year ago.
- Delinquency rate 0.09%.
- Return on assets 1.55%.
- Efficiency ratio 75.67% vs a 88.77% peer average.
- Loan-to-share ratio 83.07% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,210
-2.1% YoY-0.6% QoQ
|
-375 |
2,585
-1.7% YoY
|
8,161
+10.4% YoY
|
34,678
+6.6% YoY
|
56% |
| Assets |
$18.0M
+2.7% YoY-0.6% QoQ
|
$-12.3M |
$30.3M
+1.5% YoY
|
$115.8M
+17.0% YoY
|
$593.1M
+10.2% YoY
|
45% |
| Loans |
$12.1M
-4.4% YoY-0.5% QoQ
|
$-3.4M |
$15.5M
-1.7% YoY
|
$84.2M
+19.9% YoY
|
$418.6M
+10.1% YoY
|
56% |
| Deposits |
$14.5M
+1.1% YoY-1.2% QoQ
|
$-11.3M |
$25.8M
+1.1% YoY
|
$93.4M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
44% |
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| ROA |
1.6%
+178.9% YoY+12.0% QoQ
|
+0.1% |
1.5%
+241.5% YoY
|
1.6%
+705.7% YoY
|
1.2%
+121.4% YoY
|
81% |
| NIM |
5.0%
-5.2% YoY+2.2% QoQ
|
+1.1% |
3.9%
+0.9% YoY
|
4.1%
-5.5% YoY
|
3.8%
+2.3% YoY
|
Top 12.3% in tier |
| Efficiency Ratio |
75.7%
-14.7% YoY-3.6% QoQ
|
-13.1% |
88.8%
-6.9% YoY
|
86.5%
+3.6% YoY
|
83.0%
-5.3% YoY
|
37% |
| Delinquency Rate |
0.1%
-74.5% YoY
|
-1.5 |
1.5%
+2.1% YoY
|
1.9%
+36.9% YoY
|
1.3%
+2.6% YoY
|
19% |
| Loan To Share |
83.1%
-5.5% YoY+0.7% QoQ
|
+24.2% |
58.9%
-3.1% YoY
|
71.8%
-1.2% YoY
|
66.4%
-1.4% YoY
|
84% |
| AMR |
$12,052
+0.6% YoY-0.3% QoQ
|
$-3K |
$14,963
-6.8% YoY
|
$12,982
+3.9% YoY
|
$20,028
-0.9% YoY
|
39% |
| CD Concentration |
4.4%
+43.5% YoY+15.9% QoQ
|
-20.2% | 24.6% | 15.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)