BlastPoint's Credit Union Scorecard

LION

Charter #24437 · AR

<100M
2508 CUs in <100M nationally 43 in AR

LION has 2 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.24% above tier average
  • + Net Interest Margin 0.87% above tier average

Key Concerns

Areas that may need attention

  • - Member decline: -2.2% YoY

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Members 2,224
-2.2% YoY-0.8% QoQ
-452 2,676
+1.6% YoY
7,947
+7.9% YoY
33,913
+5.7% YoY
56%
Assets $18.1M
+3.8% YoY+4.3% QoQ
$-12.1M $30.2M
+1.3% YoY
$111.4M
+12.6% YoY
$578.3M
+9.0% YoY
46%
Loans $12.2M
-1.3% YoY-0.5% QoQ
$-3.1M $15.3M
-2.0% YoY
$80.4M
+16.0% YoY
$402.4M
+8.7% YoY
56%
Deposits $14.7M
+2.5% YoY+4.8% QoQ
$-11.1M $25.8M
+0.7% YoY
$90.2M
+11.4% YoY
$494.3M
+9.1% YoY
45%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.4%
-377.7% YoY+13.4% QoQ
+1.2% 0.1%
-77.6% YoY
-4.0%
+7873.5% YoY
0.4%
-39.2% YoY
82%
NIM 4.9%
-6.6% YoY-7.7% QoQ
+0.9% 4.0%
+4.0% YoY
4.1%
-8.1% YoY
3.8%
+4.1% YoY
Top 13.9% in tier
Efficiency Ratio 78.5%
-28.7% YoY-2.0% QoQ
-12.1% 90.6%
+6.5% YoY
125.8%
+36.6% YoY
84.6%
+2.8% YoY
42%
Delinquency Rate 0.0%
-95.6% YoY
-1.5 1.5%
+3.8% YoY
1.6%
+18.4% YoY
1.2%
+3.4% YoY
16%
Loan To Share 82.5%
-3.7% YoY-5.1% QoQ
+24.0% 58.5%
-3.0% YoY
70.8%
-3.6% YoY
65.6%
-1.4% YoY
84%
AMR $12,084
+3.1% YoY+3.2% QoQ
$-3K $14,884
-1.7% YoY
$12,879
+3.3% YoY
$19,920
+1.6% YoY
39%
CD Concentration 3.8%
+27.2% YoY+8.2% QoQ
-20.5% 24.3% 15.4% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 2.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
297
Net Charge-Off Rate
risk
Value: -0.06%
Peer Median: 0.07%
#297 of 2508 Top 11.8% in <100M tier
348
Net Interest Margin (NIM)
profitability
Value: 4.88%
Peer Median: 3.83%
#348 of 2508 Top 13.8% in <100M tier
391
Loan-to-Share Ratio
balance_sheet
Value: 82.53%
Peer Median: 58.72%
#391 of 2508 Top 15.6% in <100M tier
397
Total Delinquency Rate (60+ days)
risk
Value: 0.04%
Peer Median: 0.65%
#397 of 2508 Top 15.8% in <100M tier
448
Return on Assets (ROA)
profitability
Value: 1.39%
Peer Median: 0.61%
#448 of 2508 Top 17.8% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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