BlastPoint's Credit Union Scorecard
LION
Charter #24437 · AR
LION demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.60% above tier average
- + Net Interest Margin 1.33% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,243
-1.3% YoY-0.2% QoQ
|
-372 |
2,615
-1.9% YoY
|
7,878
+8.0% YoY
|
33,374
+5.7% YoY
|
56% |
| Assets |
$17.3M
-0.5% YoY-1.2% QoQ
|
$-12.8M |
$30.1M
+2.1% YoY
|
$108.7M
+13.0% YoY
|
$561.6M
+9.7% YoY
|
45% |
| Loans |
$12.2M
-0.6% YoY-0.1% QoQ
|
$-3.6M |
$15.8M
-1.3% YoY
|
$78.6M
+14.7% YoY
|
$397.0M
+8.8% YoY
|
56% |
| Deposits |
$14.0M
-2.1% YoY-2.2% QoQ
|
$-11.6M |
$25.7M
+1.4% YoY
|
$88.8M
+14.2% YoY
|
$477.3M
+9.7% YoY
|
44% |
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| ROA |
1.2%
-17.7% YoY+33.7% QoQ
|
+0.6% |
0.6%
+10.8% YoY
|
-0.1%
-109.5% YoY
|
0.7%
+15.9% YoY
|
75% |
| NIM |
5.3%
-2.5% YoY+0.7% QoQ
|
+1.3% |
4.0%
+4.0% YoY
|
4.2%
+0.9% YoY
|
3.8%
+5.1% YoY
|
Top 9.5% in tier |
| Efficiency Ratio |
80.1%
+8.3% YoY-3.4% QoQ
|
-2.5% |
82.6%
-2.3% YoY
|
86.1%
+2.0% YoY
|
79.7%
-3.3% YoY
|
51% |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.6 |
1.6%
-3.1% YoY
|
1.8%
+15.7% YoY
|
1.3%
-2.1% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
86.9%
+1.5% YoY+2.2% QoQ
|
+26.3% |
60.6%
-3.1% YoY
|
73.6%
-2.9% YoY
|
67.4%
-1.7% YoY
|
Top 13.3% in tier |
| AMR |
$11,704
-0.1% YoY-1.0% QoQ
|
$-3K |
$14,783
-1.4% YoY
|
$12,676
+2.7% YoY
|
$19,687
+2.0% YoY
|
37% |
| CD Concentration |
3.5%
+14.3% YoY+15.8% QoQ
|
-20.9% | 24.4% | 15.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.5% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)