BlastPoint's Credit Union Scorecard
ARKANSAS FARM BUREAU
Charter #24439 · AR
ARKANSAS FARM BUREAU has 9 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.49% above tier average
- + Strong member growth: 6.9% YoY
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Loan Growth Rate: Top 3.1% in tier
- + Member Growth Rate: Top 4.3% in tier
- + Efficiency Ratio: Top 5.0% in tier
- + Net Worth Ratio: Top 6.1% in tier
Key Concerns
Areas that may need attention
- - Fee Income Per Member: Bottom 4.0% in tier
- - Net Interest Margin (NIM): Bottom 7.6% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
559
+6.9% YoY+7.5% QoQ
|
-2.1K |
2,615
-1.9% YoY
|
7,878
+8.0% YoY
|
33,374
+5.7% YoY
|
15% |
| Assets |
$7.1M
-1.8% YoY-2.1% QoQ
|
$-23.1M |
$30.1M
+2.1% YoY
|
$108.7M
+13.0% YoY
|
$561.6M
+9.7% YoY
|
25% |
| Loans |
$3.8M
+21.3% YoY-7.0% QoQ
|
$-12.0M |
$15.8M
-1.3% YoY
|
$78.6M
+14.7% YoY
|
$397.0M
+8.8% YoY
|
28% |
| Deposits |
$4.9M
-3.6% YoY-3.9% QoQ
|
$-20.8M |
$25.7M
+1.4% YoY
|
$88.8M
+14.2% YoY
|
$477.3M
+9.7% YoY
|
23% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.1%
-19.8% YoY-50.2% QoQ
|
+0.5% |
0.6%
+10.8% YoY
|
-0.1%
-109.5% YoY
|
0.7%
+15.9% YoY
|
70% |
| NIM |
2.5%
+0.7% YoY-31.9% QoQ
|
-1.5% |
4.0%
+4.0% YoY
|
4.2%
+0.9% YoY
|
3.8%
+5.1% YoY
|
Bottom 7.5% in tier |
| Efficiency Ratio |
51.1%
+11.6% YoY+47.1% QoQ
|
-31.5% |
82.6%
-2.3% YoY
|
86.1%
+2.0% YoY
|
79.7%
-3.3% YoY
|
Bottom 5.0% in tier |
| Delinquency Rate |
1.6%
-34.4% YoY+12.0% QoQ
|
-0.0 |
1.6%
-3.1% YoY
|
1.8%
+15.7% YoY
|
1.3%
-2.1% YoY
|
72% |
| Loan To Share |
78.1%
+25.8% YoY-3.2% QoQ
|
+17.5% |
60.6%
-3.1% YoY
|
73.6%
-2.9% YoY
|
67.4%
-1.7% YoY
|
76% |
| AMR |
$15,518
-0.9% YoY-11.9% QoQ
|
+$735 |
$14,783
-1.4% YoY
|
$12,676
+2.7% YoY
|
$19,687
+2.0% YoY
|
59% |
| CD Concentration | 0.0% | -24.4% | 24.4% | 15.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.5% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)