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BlastPoint's Credit Union Scorecard

ARKANSAS FARM BUREAU

Charter #24439 · AR

<100M
2437 CUs in <100M nationally 42 in AR

ARKANSAS FARM BUREAU has 6 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.22% above tier average
  • + Strong member growth: 9.0% YoY
  • + Efficiency Ratio: Top 3.5% in tier
  • + Member Growth Rate: Top 4.3% in tier
  • + Net Worth Ratio: Top 6.3% in tier
  • + Loan Growth Rate: Top 9.9% in tier

Key Concerns

Areas that may need attention

  • - Fee Income Per Member: Bottom 3.5% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Arkansas.
  • Shares and deposits +2.0% year over year ($5.2M in shares and deposits).
  • Membership: 556 members, +9.0% vs a year ago.
  • Delinquency rate 1.39%.
  • Return on assets 1.71%.
  • Efficiency ratio 47.12% vs a 88.77% peer average.
  • Loan-to-share ratio 61.75% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Members 556
+9.0% YoY-0.5% QoQ
-2.0K 2,585
-1.7% YoY
8,161
+10.4% YoY
34,678
+6.6% YoY
15%
Assets $7.4M
+2.3% YoY+0.0% QoQ
$-22.9M $30.3M
+1.5% YoY
$115.8M
+17.0% YoY
$593.1M
+10.2% YoY
26%
Loans $3.2M
+10.3% YoY-8.0% QoQ
$-12.2M $15.5M
-1.7% YoY
$84.2M
+19.9% YoY
$418.6M
+10.1% YoY
26%
Deposits $5.2M
+2.0% YoY-0.6% QoQ
$-20.6M $25.8M
+1.1% YoY
$93.4M
+13.5% YoY
$504.8M
+10.3% YoY
24%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.7%
-19.5% YoY-2.8% QoQ
+0.2% 1.5%
+241.5% YoY
1.6%
+705.7% YoY
1.2%
+121.4% YoY
Top 15.0% in tier
NIM 3.2%
-9.5% YoY-0.1% QoQ
-0.7% 3.9%
+0.9% YoY
4.1%
-5.5% YoY
3.8%
+2.3% YoY
22%
Efficiency Ratio 47.1%
+37.8% YoY-5.9% QoQ
-41.6% 88.8%
-6.9% YoY
86.5%
+3.6% YoY
83.0%
-5.3% YoY
Top 3.5% in tier
Delinquency Rate 1.4%
-40.0% YoY
-0.2 1.5%
+2.1% YoY
1.9%
+36.9% YoY
1.3%
+2.6% YoY
70%
Loan To Share 61.7%
+8.1% YoY-7.4% QoQ
+2.9% 58.9%
-3.1% YoY
71.8%
-1.2% YoY
66.4%
-1.4% YoY
54%
AMR $15,197
-3.6% YoY-3.0% QoQ
+$235 $14,963
-6.8% YoY
$12,982
+3.9% YoY
$20,028
-0.9% YoY
56%
CD Concentration 0.0% -24.6% 24.6% 15.4% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 2.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.77%
#1 of 2437 Top 0.1% in <100M tier
86
Efficiency Ratio
profitability
Value: 47.12%
Peer Median: 80.65%
#86 of 2437 Top 3.5% in <100M tier
105
Member Growth Rate
growth
Value: 9.02%
Peer Median: -1.37%
#105 of 2437 Top 4.3% in <100M tier
155
Net Worth Ratio
risk
Value: 29.40%
Peer Median: 14.28%
#155 of 2437 Top 6.3% in <100M tier
242
Loan Growth Rate
growth
Value: 10.30%
Peer Median: -2.63%
#242 of 2437 Top 9.9% in <100M tier
366
Return on Assets (ROA)
profitability
Value: 1.71%
Peer Median: 0.81%
#366 of 2437 Top 15.0% in <100M tier

Top Weaknesses (5 metrics)

2352
Fee Income Per Member
profitability
Value: $0.04
Peer Median: $63.89
#2352 of 2437 Bottom 3.5% in <100M tier
2065
Total Members
engagement
Value: 556
Peer Median: 1,902
#2065 of 2437 Bottom 15.3% in <100M tier
1895
Net Interest Margin (NIM)
profitability
Value: 3.17%
Peer Median: 3.87%
#1895 of 2437 Bottom 22.3% in <100M tier
1885
AMR Growth Rate
growth
Value: -3.65%
Peer Median: 1.04%
#1885 of 2437 Bottom 22.7% in <100M tier
1864
Total Deposits
balance_sheet
Value: $5.22M
Peer Median: $18.69M
#1864 of 2437 Bottom 23.6% in <100M tier
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