BlastPoint's Credit Union Scorecard
INTERNAL REVENUE
Charter #2446 · LA
INTERNAL REVENUE demonstrates 1 strength
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.23% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,514
-0.6% YoY-0.7% QoQ
|
-1.2K |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
41% |
| Assets |
$21.6M
+5.0% YoY+1.9% QoQ
|
$-8.6M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
50% |
| Loans |
$9.4M
-11.8% YoY-7.3% QoQ
|
$-5.9M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
50% |
| Deposits |
$18.3M
+5.6% YoY+2.2% QoQ
|
$-7.5M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
50% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.4%
-10.6% YoY+200.7% QoQ
|
+1.2% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
82% |
| NIM |
3.3%
-9.9% YoY-4.2% QoQ
|
-0.7% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
28% |
| Efficiency Ratio |
64.5%
+1.5% YoY-22.2% QoQ
|
-26.2% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
17% |
| Delinquency Rate |
0.4%
-66.4% YoY-29.4% QoQ
|
-1.1 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
40% |
| Loan To Share |
51.3%
-16.4% YoY-9.2% QoQ
|
-7.2% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
39% |
| AMR |
$18,300
-0.4% YoY-0.6% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
71% |
| CD Concentration |
36.1%
+34.0% YoY+2.1% QoQ
|
+11.8% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)