BlastPoint's Credit Union Scorecard
BLACKSTONE RIVER
Charter #24523 · RI
BLACKSTONE RIVER demonstrates 1 strength
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.46% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (RI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,327
-1.7% YoY-0.8% QoQ
|
+1.7K |
2,625
-2.2% YoY
|
35,904
+9.4% YoY
|
33,089
+6.1% YoY
|
81% |
| Assets |
$70.8M
+1.2% YoY-1.6% QoQ
|
+$41.0M |
$29.9M
+1.1% YoY
|
$771.6M
+10.6% YoY
|
$547.7M
+7.8% YoY
|
Top 11.9% in tier |
| Loans |
$28.9M
+4.7% YoY+3.0% QoQ
|
+$13.1M |
$15.8M
-2.4% YoY
|
$651.4M
+12.0% YoY
|
$388.7M
+8.6% YoY
|
81% |
| Deposits |
$62.4M
-0.1% YoY-2.2% QoQ
|
+$37.0M |
$25.5M
+0.4% YoY
|
$641.8M
+11.9% YoY
|
$464.6M
+9.3% YoY
|
Top 10.7% in tier |
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| ROA |
1.1%
-5.2% YoY-4.1% QoQ
|
+0.5% |
0.7%
-731.4% YoY
|
0.5%
-21.3% YoY
|
0.7%
+273.4% YoY
|
68% |
| NIM |
3.7%
+6.5% YoY+0.7% QoQ
|
-0.2% |
3.9%
+3.8% YoY
|
2.9%
+1.1% YoY
|
3.7%
+5.0% YoY
|
42% |
| Efficiency Ratio |
71.0%
+4.8% YoY+3.9% QoQ
|
-10.4% |
81.4%
-2.4% YoY
|
83.0%
+4.4% YoY
|
79.1%
-3.3% YoY
|
33% |
| Delinquency Rate |
1.3%
+210.9% YoY+14.0% QoQ
|
-0.2 |
1.5%
-2.0% YoY
|
0.5%
-36.2% YoY
|
1.2%
-0.9% YoY
|
68% |
| Loan To Share |
46.2%
+4.8% YoY+5.3% QoQ
|
-15.0% |
61.2%
-3.0% YoY
|
78.6%
+0.3% YoY
|
68.0%
-1.7% YoY
|
27% |
| AMR |
$21,099
+3.2% YoY+0.2% QoQ
|
+$6K |
$14,627
-2.7% YoY
|
$26,126
+7.2% YoY
|
$19,418
+1.3% YoY
|
83% |
| CD Concentration |
18.0%
+8.1% YoY+8.8% QoQ
|
-6.4% |
24.4%
+4.2% YoY
|
27.4%
+6.5% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
0.5%
-38.2% YoY+29.7% QoQ
|
-13.5% |
14.0%
-5.7% YoY
|
10.6%
+7.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)