BlastPoint's Credit Union Scorecard
BLACKSTONE RIVER
Charter #24523 · RI
BLACKSTONE RIVER demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.68% above tier average
- + Total Deposits: Top 8.3% in tier
- + Total Assets: Top 9.5% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (RI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,290
-1.3% YoY-0.2% QoQ
|
+1.6K |
2,676
+1.6% YoY
|
36,204
+9.0% YoY
|
33,913
+5.7% YoY
|
81% |
| Assets |
$75.3M
+4.9% YoY+2.9% QoQ
|
+$45.1M |
$30.2M
+1.3% YoY
|
$787.6M
+11.2% YoY
|
$578.3M
+9.0% YoY
|
Top 9.5% in tier |
| Loans |
$29.3M
+6.0% YoY-0.9% QoQ
|
+$14.0M |
$15.3M
-2.0% YoY
|
$657.2M
+10.2% YoY
|
$402.4M
+8.7% YoY
|
82% |
| Deposits |
$66.8M
+4.5% YoY+3.1% QoQ
|
+$41.0M |
$25.8M
+0.7% YoY
|
$658.7M
+12.2% YoY
|
$494.3M
+9.1% YoY
|
Top 8.4% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
-14.6% YoY-3.0% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.4%
+126.0% YoY
|
0.4%
-39.2% YoY
|
61% |
| NIM |
3.6%
-0.1% YoY+2.8% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.0%
+2.3% YoY
|
3.8%
+4.1% YoY
|
39% |
| Efficiency Ratio |
77.7%
+8.5% YoY+1.1% QoQ
|
-13.0% |
90.6%
+6.5% YoY
|
87.4%
-0.7% YoY
|
84.6%
+2.8% YoY
|
40% |
| Delinquency Rate |
0.9%
+147.8% YoY+0.5% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
0.4%
-7.6% YoY
|
1.2%
+3.4% YoY
|
60% |
| Loan To Share |
43.8%
+1.4% YoY-3.9% QoQ
|
-14.7% |
58.5%
-3.0% YoY
|
77.1%
+1.0% YoY
|
65.6%
-1.4% YoY
|
27% |
| AMR |
$22,390
+6.3% YoY+2.0% QoQ
|
+$8K |
$14,884
-1.7% YoY
|
$26,738
+8.0% YoY
|
$19,920
+1.6% YoY
|
Top 14.2% in tier |
| CD Concentration |
20.1%
+23.9% YoY+0.5% QoQ
|
-4.2% | 24.3% | 27.4% | 19.8% | 50% |
| Indirect Auto % |
0.4%
-29.5% YoY-21.1% QoQ
|
-13.4% | 13.8% | 10.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)