BlastPoint's Credit Union Scorecard
BROOKLYN COOPERATIVE
Charter #24642 · NY
BROOKLYN COOPERATIVE has 5 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Fee Income Per Member: Top 0.7% in tier
- + AMR Growth Rate: Top 2.4% in tier
- + Total Members: Top 7.4% in tier
- + Deposit Growth Rate: Top 8.7% in tier
- + Total Loans: Top 9.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.08% below tier average
- - Efficiency ratio 1.39% above tier (higher cost structure)
- - Delinquency rate 0.44% above tier average
- - Member decline: -12.4% YoY
- - Member Growth Rate: Bottom 4.4% in tier
- - First Mortgage Concentration (%): Bottom 5.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,274
-12.4% YoY-4.8% QoQ
|
+3.6K |
2,676
+1.6% YoY
|
27,572
+9.2% YoY
|
33,913
+5.7% YoY
|
Top 7.5% in tier |
| Assets |
$57.2M
+5.3% YoY+4.2% QoQ
|
+$27.0M |
$30.2M
+1.3% YoY
|
$497.6M
+8.1% YoY
|
$578.3M
+9.0% YoY
|
81% |
| Loans |
$40.5M
+4.6% YoY-1.2% QoQ
|
+$25.2M |
$15.3M
-2.0% YoY
|
$329.7M
+7.8% YoY
|
$402.4M
+8.7% YoY
|
Top 9.2% in tier |
| Deposits |
$50.1M
+9.9% YoY+5.5% QoQ
|
+$24.3M |
$25.8M
+0.7% YoY
|
$425.1M
+7.9% YoY
|
$494.3M
+9.1% YoY
|
82% |
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| ROA |
0.1%
-73.4% YoY-60.8% QoQ
|
-0.1% |
0.1%
-77.6% YoY
|
0.7%
-43.8% YoY
|
0.4%
-39.2% YoY
|
24% |
| NIM |
3.6%
-8.9% YoY-7.8% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.5%
-2.6% YoY
|
3.8%
+4.1% YoY
|
40% |
| Efficiency Ratio |
92.0%
+1.9% YoY-0.5% QoQ
|
+1.4% |
90.6%
+6.5% YoY
|
81.8%
+0.3% YoY
|
84.6%
+2.8% YoY
|
73% |
| Delinquency Rate |
1.9%
+451.7% YoY-19.0% QoQ
|
+0.4 |
1.5%
+3.8% YoY
|
1.5%
-10.1% YoY
|
1.2%
+3.4% YoY
|
80% |
| Loan To Share |
80.8%
-4.8% YoY-6.4% QoQ
|
+22.3% |
58.5%
-3.0% YoY
|
58.9%
-2.1% YoY
|
65.6%
-1.4% YoY
|
83% |
| AMR |
$14,437
+22.6% YoY+7.6% QoQ
|
$-447 |
$14,884
-1.7% YoY
|
$19,395
-21.8% YoY
|
$19,920
+1.6% YoY
|
52% |
| CD Concentration |
1.2%
-75.5% YoY-62.1% QoQ
|
-23.1% | 24.3% | 16.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)