BlastPoint's Credit Union Scorecard

FIRST PRIORITY

Charter #24649 · WV

<100M

2508 CUs in <100M nationally 63 in WV

FIRST PRIORITY demonstrates 4 strengths

National Analysis

How does the industry compare?

WV Analysis

How does WV stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.45% above tier average
+ Total Members: Top 4.5% in tier
+ Total Deposits: Top 8.6% in tier
+ Total Assets: Top 9.6% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (WV)	National Avg	Tier Percentile
Members	7,321 +1.5% YoY+0.1% QoQ	+4.6K	2,676 +1.6% YoY	5,081 -0.5% YoY	33,913 +5.7% YoY	Top 4.6% in tier
Assets	$75.2M +2.9% YoY+1.6% QoQ	+$45.0M	$30.2M +1.3% YoY	$71.0M +4.1% YoY	$578.3M +9.0% YoY	Top 9.7% in tier
Loans	$27.4M -3.9% YoY-6.7% QoQ	+$12.1M	$15.3M -2.0% YoY	$37.7M -0.4% YoY	$402.4M +8.7% YoY	80%
Deposits	$66.2M +2.4% YoY+1.7% QoQ	+$40.5M	$25.8M +0.7% YoY	$60.8M +3.5% YoY	$494.3M +9.1% YoY	Top 8.7% in tier

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.6% -24.4% YoY-33.7% QoQ	+0.5%	0.1% -77.6% YoY	0.8% -6.9% YoY	0.4% -39.2% YoY	50%
NIM	3.0% -0.7% YoY-4.5% QoQ	-1.0%	4.0% +4.0% YoY	4.0% +3.8% YoY	3.8% +4.1% YoY	18%
Efficiency Ratio	85.5% +0.3% YoY+5.5% QoQ	-5.2%	90.6% +6.5% YoY	76.6% +1.6% YoY	84.6% +2.8% YoY	59%
Delinquency Rate	0.1% -88.6% YoY-92.0% QoQ	-1.4	1.5% +3.8% YoY	1.3% -25.1% YoY	1.2% +3.4% YoY	18%
Loan To Share	41.3% -6.1% YoY-8.3% QoQ	-17.2%	58.5% -3.0% YoY	57.8% -4.2% YoY	65.6% -1.4% YoY	23%
AMR	$12,784 -1.0% YoY-1.0% QoQ	$-2K	$14,884 -1.7% YoY	$14,840 -0.3% YoY	$19,920 +1.6% YoY	44%
CD Concentration	19.4% +32.1% YoY+6.7% QoQ	-4.9%	24.3%	15.9%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	2.0%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

115

Total Members

engagement

Value: 7,321

Peer Median: 1,918

#115 of 2508 Top 4.5% in <100M tier

217

Total Deposits

balance_sheet

Value: $66.24M

Peer Median: $18.77M

#217 of 2508 Top 8.6% in <100M tier

243

Total Assets

balance_sheet

Value: $75.20M

Peer Median: $21.86M

#243 of 2508 Top 9.6% in <100M tier

463

Total Delinquency Rate (60+ days)

risk

Value: 0.06%

Peer Median: 0.65%

#463 of 2508 Top 18.4% in <100M tier

493

Total Loans

balance_sheet

Value: $27.35M

Peer Median: $9.48M

#493 of 2508 Top 19.6% in <100M tier

503

Member Growth Rate

growth

Value: 1.50%

Peer Median: -1.37%

#503 of 2508 Top 20.0% in <100M tier

574

Fee Income Per Member

profitability

Value: $114.57

Peer Median: $60.42

#574 of 2508 Top 22.8% in <100M tier

Top Weaknesses (2 metrics)

2047

Net Interest Margin (NIM)

profitability

Value: 2.99%

Peer Median: 3.83%

#2047 of 2508 Bottom 18.4% in <100M tier

1922

Loan-to-Share Ratio

balance_sheet

Value: 41.29%

Peer Median: 58.72%

#1922 of 2508 Bottom 23.4% in <100M tier