BlastPoint's Credit Union Scorecard
PRECISION
Charter #24816 · NH
PRECISION has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Charge-Off Rate: Top 8.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.53% below tier average
- - Delinquency rate 0.35% above tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 3 that size in New Hampshire.
- Shares and deposits +3.0% year over year ($24.9M in shares and deposits).
- Membership: 1,745 members, -1.5% vs a year ago.
- Delinquency rate 1.90%.
- Return on assets 0.96%.
- Efficiency ratio 76.97% vs a 88.77% peer average.
- Loan-to-share ratio 44.31% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,745
-1.5% YoY+0.1% QoQ
|
-840 |
2,585
-1.7% YoY
|
71,149
+11.0% YoY
|
34,678
+6.6% YoY
|
46% |
| Assets |
$28.4M
+3.5% YoY+1.3% QoQ
|
$-1.9M |
$30.3M
+1.5% YoY
|
$1.2B
+16.6% YoY
|
$593.1M
+10.2% YoY
|
58% |
| Loans |
$11.0M
-5.4% YoY-0.8% QoQ
|
$-4.4M |
$15.5M
-1.7% YoY
|
$948.3M
+16.3% YoY
|
$418.6M
+10.1% YoY
|
54% |
| Deposits |
$24.9M
+3.0% YoY+1.2% QoQ
|
$-887K |
$25.8M
+1.1% YoY
|
$1.0B
+16.6% YoY
|
$504.8M
+10.3% YoY
|
59% |
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| ROA |
1.0%
+104.6% YoY+23.7% QoQ
|
-0.5% |
1.5%
+241.5% YoY
|
0.9%
+33.3% YoY
|
1.2%
+121.4% YoY
|
58% |
| NIM |
3.7%
+5.4% YoY+2.0% QoQ
|
-0.2% |
3.9%
+0.9% YoY
|
3.5%
+1.7% YoY
|
3.8%
+2.3% YoY
|
42% |
| Efficiency Ratio |
77.0%
-4.6% YoY-5.0% QoQ
|
-11.8% |
88.8%
-6.9% YoY
|
75.7%
-2.9% YoY
|
83.0%
-5.3% YoY
|
41% |
| Delinquency Rate |
1.9%
+58.9% YoY-32.8% QoQ
|
+0.4 |
1.5%
+2.1% YoY
|
0.6%
+13.9% YoY
|
1.3%
+2.6% YoY
|
77% |
| Loan To Share |
44.3%
-8.2% YoY-1.9% QoQ
|
-14.6% |
58.9%
-3.1% YoY
|
73.7%
+0.3% YoY
|
66.4%
-1.4% YoY
|
28% |
| AMR |
$20,606
+1.8% YoY+0.4% QoQ
|
+$6K |
$14,963
-6.8% YoY
|
$26,565
+8.3% YoY
|
$20,028
-0.9% YoY
|
80% |
| CD Concentration |
29.1%
-6.4% YoY-1.4% QoQ
|
+4.5% | 24.6% | 30.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 17.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)