BlastPoint's Credit Union Scorecard
REVITY
Charter #24840 · NC
REVITY has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Loans: Top 4.5% in tier
- + Total Deposits: Top 5.4% in tier
- + Total Assets: Top 6.2% in tier
- + Fee Income Per Member: Top 6.6% in tier
- + Total Members: Top 9.3% in tier
Key Concerns
Areas that may need attention
- - ROA 1.73% below tier average
- - Efficiency ratio 32.74% above tier (higher cost structure)
- - Net Worth Ratio: Bottom 5.2% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,866
-1.9% YoY-0.3% QoQ
|
+3.2K |
2,676
+1.6% YoY
|
91,843
+3.2% YoY
|
33,913
+5.7% YoY
|
Top 9.3% in tier |
| Assets |
$82.9M
-1.3% YoY+2.2% QoQ
|
+$52.7M |
$30.2M
+1.3% YoY
|
$1.6B
+7.7% YoY
|
$578.3M
+9.0% YoY
|
Top 6.3% in tier |
| Loans |
$50.7M
-6.6% YoY-1.7% QoQ
|
+$35.4M |
$15.3M
-2.0% YoY
|
$1.1B
+5.7% YoY
|
$402.4M
+8.7% YoY
|
Top 4.5% in tier |
| Deposits |
$73.5M
+0.6% YoY+3.0% QoQ
|
+$47.7M |
$25.8M
+0.7% YoY
|
$1.4B
+7.2% YoY
|
$494.3M
+9.1% YoY
|
Top 5.5% in tier |
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| ROA |
-1.6%
+428.2% YoY+41.9% QoQ
|
-1.7% |
0.1%
-77.6% YoY
|
0.4%
+21.7% YoY
|
0.4%
-39.2% YoY
|
Bottom 5.9% in tier |
| NIM |
3.4%
-3.9% YoY-6.8% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
4.0%
+0.2% YoY
|
3.8%
+4.1% YoY
|
31% |
| Efficiency Ratio |
123.4%
+20.1% YoY+17.0% QoQ
|
+32.7% |
90.6%
+6.5% YoY
|
84.1%
+2.7% YoY
|
84.6%
+2.8% YoY
|
Bottom 5.1% in tier |
| Delinquency Rate |
0.9%
+0.5% YoY-48.3% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
1.3%
-24.7% YoY
|
1.2%
+3.4% YoY
|
62% |
| Loan To Share |
68.9%
-7.1% YoY-4.5% QoQ
|
+10.4% |
58.5%
-3.0% YoY
|
74.3%
+0.8% YoY
|
65.6%
-1.4% YoY
|
66% |
| AMR |
$21,175
-0.6% YoY+1.4% QoQ
|
+$6K |
$14,884
-1.7% YoY
|
$17,856
+2.9% YoY
|
$19,920
+1.6% YoY
|
82% |
| CD Concentration |
27.7%
+7.4% YoY-3.9% QoQ
|
+3.5% | 24.3% | 21.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)