BlastPoint's Credit Union Scorecard
ARBUCKLE
Charter #24843 · OK
ARBUCKLE has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.82% above tier average
- + Fee Income Per Member: Top 4.3% in tier
Key Concerns
Areas that may need attention
- - ROA 1.10% below tier average
- - Share Certificate Concentration (%): Bottom 4.5% in tier
- - Net Worth Ratio: Bottom 5.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Oklahoma.
- Shares and deposits -3.8% year over year ($8.9M in shares and deposits).
- Membership: 1,035 members, +2.7% vs a year ago.
- Delinquency rate 0.38%.
- Return on assets 0.40%.
- Efficiency ratio 86.68% vs a 88.77% peer average.
- Loan-to-share ratio 83.93% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,035
+2.7% YoY+2.1% QoQ
|
-1.6K |
2,585
-1.7% YoY
|
28,343
+3.0% YoY
|
34,678
+6.6% YoY
|
29% |
| Assets |
$10.3M
-2.8% YoY-0.9% QoQ
|
$-19.9M |
$30.3M
+1.5% YoY
|
$422.2M
+5.5% YoY
|
$593.1M
+10.2% YoY
|
32% |
| Loans |
$7.5M
-3.4% YoY+1.7% QoQ
|
$-8.0M |
$15.5M
-1.7% YoY
|
$261.4M
+3.6% YoY
|
$418.6M
+10.1% YoY
|
44% |
| Deposits |
$8.9M
-3.8% YoY-1.1% QoQ
|
$-16.9M |
$25.8M
+1.1% YoY
|
$356.1M
+5.9% YoY
|
$504.8M
+10.3% YoY
|
33% |
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| ROA |
0.4%
-26.6% YoY-56.3% QoQ
|
-1.1% |
1.5%
+241.5% YoY
|
0.8%
+38.1% YoY
|
1.2%
+121.4% YoY
|
24% |
| NIM |
4.7%
+5.6% YoY+2.6% QoQ
|
+0.8% |
3.9%
+0.9% YoY
|
4.0%
+2.7% YoY
|
3.8%
+2.3% YoY
|
83% |
| Efficiency Ratio |
86.7%
-4.2% YoY+2.8% QoQ
|
-2.1% |
88.8%
-6.9% YoY
|
80.0%
+0.4% YoY
|
83.0%
-5.3% YoY
|
65% |
| Delinquency Rate |
0.4%
+135.8% YoY
|
-1.2 |
1.5%
+2.1% YoY
|
0.9%
-29.0% YoY
|
1.3%
+2.6% YoY
|
35% |
| Loan To Share |
83.9%
+0.5% YoY+2.8% QoQ
|
+25.0% |
58.9%
-3.1% YoY
|
69.7%
-2.0% YoY
|
66.4%
-1.4% YoY
|
85% |
| AMR |
$15,854
-6.1% YoY-1.8% QoQ
|
+$892 |
$14,963
-6.8% YoY
|
$18,336
+3.3% YoY
|
$20,028
-0.9% YoY
|
60% |
| CD Concentration |
48.4%
+5.2% YoY-2.5% QoQ
|
+23.8% | 24.6% | 22.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 14.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)