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BlastPoint's Credit Union Scorecard

FRATERNAL ORDER OF POLICE

Charter #24901 · OK

<100M
2437 CUs in <100M nationally 25 in OK

FRATERNAL ORDER OF POLICE has 1 strength but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + Member Growth Rate: Top 9.8% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.38% below tier average

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Oklahoma.
  • Shares and deposits +0.8% year over year ($49.9M in shares and deposits).
  • Membership: 3,292 members, +3.4% vs a year ago.
  • Delinquency rate 0.50%.
  • Return on assets 1.11%.
  • Efficiency ratio 64.53% vs a 88.77% peer average.
  • Loan-to-share ratio 45.16% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (OK) National Avg Tier Percentile
Members 3,292
+3.4% YoY-0.3% QoQ
+706 2,585
-1.7% YoY
28,343
+3.0% YoY
34,678
+6.6% YoY
72%
Assets $56.7M
+2.1% YoY+0.4% QoQ
+$26.4M $30.3M
+1.5% YoY
$422.2M
+5.5% YoY
$593.1M
+10.2% YoY
81%
Loans $22.5M
-9.8% YoY-1.9% QoQ
+$7.1M $15.5M
-1.7% YoY
$261.4M
+3.6% YoY
$418.6M
+10.1% YoY
75%
Deposits $49.9M
+0.8% YoY+0.0% QoQ
+$24.1M $25.8M
+1.1% YoY
$356.1M
+5.9% YoY
$504.8M
+10.3% YoY
82%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.1%
-15.3% YoY-5.4% QoQ
-0.4% 1.5%
+241.5% YoY
0.8%
+38.1% YoY
1.2%
+121.4% YoY
65%
NIM 3.1%
+6.6% YoY+0.1% QoQ
-0.8% 3.9%
+0.9% YoY
4.0%
+2.7% YoY
3.8%
+2.3% YoY
20%
Efficiency Ratio 64.5%
+10.9% YoY+2.7% QoQ
-24.2% 88.8%
-6.9% YoY
80.0%
+0.4% YoY
83.0%
-5.3% YoY
17%
Delinquency Rate 0.5%
+4.5% QoQ
-1.0 1.5%
+2.1% YoY
0.9%
-29.0% YoY
1.3%
+2.6% YoY
41%
Loan To Share 45.2%
-10.5% YoY-1.9% QoQ
-13.7% 58.9%
-3.1% YoY
69.7%
-2.0% YoY
66.4%
-1.4% YoY
29%
AMR $21,999
-5.9% YoY-0.3% QoQ
+$7K $14,963
-6.8% YoY
$18,336
+3.3% YoY
$20,028
-0.9% YoY
84%
CD Concentration 16.7%
+3.6% YoY+2.6% QoQ
-7.9% 24.6% 22.8% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 14.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
239
Member Growth Rate
growth
Value: 3.36%
Peer Median: -1.37%
#239 of 2437 Top 9.8% in <100M tier
390
Average Member Relationship (AMR)
engagement
Value: $21,999
Peer Median: $13,967
#390 of 2437 Top 16.0% in <100M tier
417
Efficiency Ratio
profitability
Value: 64.53%
Peer Median: 80.65%
#417 of 2437 Top 17.1% in <100M tier
427
Members Per Employee (MPE)
engagement
Value: 470.286
Peer Median: 328.333
#427 of 2437 Top 17.5% in <100M tier
439
Total Deposits
balance_sheet
Value: $49.89M
Peer Median: $18.69M
#439 of 2437 Top 18.0% in <100M tier
460
Total Assets
balance_sheet
Value: $56.72M
Peer Median: $21.91M
#460 of 2437 Top 18.8% in <100M tier

Top Weaknesses (3 metrics)

2074
AMR Growth Rate
growth
Value: -5.89%
Peer Median: 1.04%
#2074 of 2437 Bottom 14.9% in <100M tier
1955
Net Interest Margin (NIM)
profitability
Value: 3.09%
Peer Median: 3.87%
#1955 of 2437 Bottom 19.8% in <100M tier
1861
Loan Growth Rate
growth
Value: -9.78%
Peer Median: -2.63%
#1861 of 2437 Bottom 23.7% in <100M tier
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