BlastPoint's Credit Union Scorecard
WEDEVELOPMENT
Charter #24937 · MO
WEDEVELOPMENT has 3 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 25.54% above tier average
- + Strong member growth: 66.1% YoY
- + Member Growth Rate: Top 0.6% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 183.40% above tier (higher cost structure)
- - Delinquency rate 10.93% above tier average
- - Net Worth Ratio: Bottom 0.2% in tier
- - AMR Growth Rate: Bottom 0.5% in tier
- - Net Charge-Off Rate: Bottom 0.7% in tier
- - Total Delinquency Rate (60+ days): Bottom 1.6% in tier
- - Asset Growth Rate: Bottom 3.2% in tier
- - Indirect Auto Concentration (%): Bottom 5.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 58 that size in Missouri.
- Shares and deposits +2.3% year over year ($2.7M in shares and deposits).
- Membership: 1,015 members, +66.1% vs a year ago.
- Delinquency rate 12.47%.
- Return on assets 27.03%.
- Efficiency ratio 272.17% vs a 88.77% peer average.
- Loan-to-share ratio 55.89% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,015
+66.1% YoY+8.8% QoQ
|
-1.6K |
2,585
-1.7% YoY
|
15,766
-0.3% YoY
|
34,678
+6.6% YoY
|
29% |
| Assets |
$2.4M
-12.7% YoY-8.5% QoQ
|
$-27.9M |
$30.3M
+1.5% YoY
|
$225.8M
+8.3% YoY
|
$593.1M
+10.2% YoY
|
Bottom 10.6% in tier |
| Loans |
$1.5M
-7.6% YoY+12.0% QoQ
|
$-14.0M |
$15.5M
-1.7% YoY
|
$157.5M
+9.5% YoY
|
$418.6M
+10.1% YoY
|
Bottom 14.5% in tier |
| Deposits |
$2.7M
+2.3% YoY-4.6% QoQ
|
$-23.1M |
$25.8M
+1.1% YoY
|
$197.6M
+8.9% YoY
|
$504.8M
+10.3% YoY
|
Bottom 14.3% in tier |
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| ROA |
27.0%
-225.4% YoY-169.6% QoQ
|
+25.5% |
1.5%
+241.5% YoY
|
1.4%
+222.5% YoY
|
1.2%
+121.4% YoY
|
Top 0.2% in tier |
| NIM |
3.9%
-13.5% YoY-0.5% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.8%
+0.7% YoY
|
3.8%
+2.3% YoY
|
50% |
| Efficiency Ratio |
272.2%
-32.4% YoY+21.1% QoQ
|
+183.4% |
88.8%
-6.9% YoY
|
83.2%
+2.3% YoY
|
83.0%
-5.3% YoY
|
Bottom 0.6% in tier |
| Delinquency Rate |
12.5%
-35.6% YoY-18.2% QoQ
|
+10.9 |
1.5%
+2.1% YoY
|
1.1%
-8.7% YoY
|
1.3%
+2.6% YoY
|
Bottom 1.6% in tier |
| Loan To Share |
55.9%
-9.7% YoY+17.4% QoQ
|
-3.0% |
58.9%
-3.1% YoY
|
69.6%
-2.9% YoY
|
66.4%
-1.4% YoY
|
46% |
| AMR |
$4,122
-40.7% YoY-7.4% QoQ
|
$-11K |
$14,963
-6.8% YoY
|
$17,444
+4.9% YoY
|
$20,028
-0.9% YoY
|
Bottom 6.4% in tier |
| CD Concentration |
28.1%
-3.6% YoY+5.2% QoQ
|
+3.5% | 24.6% | 18.3% | 20.0% | 50% |
| Indirect Auto % |
19.0%
+11.0% YoY+164.9% QoQ
|
+5.4% | 13.6% | 9.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)