BlastPoint's Credit Union Scorecard
WEDEVELOPMENT
Charter #24937 · MO
WEDEVELOPMENT has 2 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Strong member growth: 68.7% YoY
- + Member Growth Rate: Top 0.4% in tier
Key Concerns
Areas that may need attention
- - ROA 38.97% below tier average
- - Efficiency ratio 134.04% above tier (higher cost structure)
- - Delinquency rate 13.74% above tier average
- - Net Worth Ratio: Bottom 0.2% in tier
- - AMR Growth Rate: Bottom 0.6% in tier
- - Net Charge-Off Rate: Bottom 0.6% in tier
- - Total Delinquency Rate (60+ days): Bottom 1.4% in tier
- - Asset Growth Rate: Bottom 3.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
933
+68.7% YoY+12.7% QoQ
|
-1.7K |
2,676
+1.6% YoY
|
15,395
-0.3% YoY
|
33,913
+5.7% YoY
|
27% |
| Assets |
$2.6M
-11.5% YoY-9.9% QoQ
|
$-27.6M |
$30.2M
+1.3% YoY
|
$217.9M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
Bottom 11.5% in tier |
| Loans |
$1.3M
+2.9% YoY-14.5% QoQ
|
$-13.9M |
$15.3M
-2.0% YoY
|
$149.6M
+7.9% YoY
|
$402.4M
+8.7% YoY
|
Bottom 13.7% in tier |
| Deposits |
$2.8M
+4.6% YoY+0.4% QoQ
|
$-23.0M |
$25.8M
+0.7% YoY
|
$190.9M
+9.2% YoY
|
$494.3M
+9.1% YoY
|
Bottom 14.8% in tier |
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| ROA |
-38.8%
+85.1% YoY+264.4% QoQ
|
-39.0% |
0.1%
-77.6% YoY
|
-0.4%
-263.3% YoY
|
0.4%
-39.2% YoY
|
Bottom 0.2% in tier |
| NIM |
3.9%
-7.9% YoY-3.7% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.9%
+2.8% YoY
|
3.8%
+4.1% YoY
|
54% |
| Efficiency Ratio |
224.7%
-45.8% YoY+20.5% QoQ
|
+134.0% |
90.6%
+6.5% YoY
|
82.5%
-4.9% YoY
|
84.6%
+2.8% YoY
|
Bottom 1.3% in tier |
| Delinquency Rate |
15.2%
-14.5% YoY-39.1% QoQ
|
+13.7 |
1.5%
+3.8% YoY
|
1.1%
+7.9% YoY
|
1.2%
+3.4% YoY
|
Bottom 1.4% in tier |
| Loan To Share |
47.6%
-1.7% YoY-14.8% QoQ
|
-10.9% |
58.5%
-3.0% YoY
|
68.7%
-4.0% YoY
|
65.6%
-1.4% YoY
|
32% |
| AMR |
$4,451
-38.3% YoY-15.6% QoQ
|
$-10K |
$14,884
-1.7% YoY
|
$17,151
+1.8% YoY
|
$19,920
+1.6% YoY
|
Bottom 7.3% in tier |
| CD Concentration |
26.7%
-3.7% YoY+0.1% QoQ
|
+2.4% | 24.3% | 18.1% | 19.8% | 50% |
| Indirect Auto % |
7.2%
-24.5% QoQ
|
-6.6% | 13.8% | 9.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)