BlastPoint's Credit Union Scorecard
CCE
Charter #24944 · ND
CCE has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.09% above tier average
- + Net Interest Margin 1.00% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Deposit Growth Rate: Bottom 6.3% in tier
- - Asset Growth Rate: Bottom 8.4% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (ND) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,318
-1.7% YoY+0.3% QoQ
|
-1.3K |
2,615
-1.9% YoY
|
7,403
+0.2% YoY
|
33,374
+5.7% YoY
|
36% |
| Assets |
$13.8M
-7.3% YoY-2.8% QoQ
|
$-16.4M |
$30.1M
+2.1% YoY
|
$203.1M
+5.7% YoY
|
$561.6M
+9.7% YoY
|
39% |
| Loans |
$6.4M
-5.7% YoY+2.8% QoQ
|
$-9.4M |
$15.8M
-1.3% YoY
|
$138.6M
+3.3% YoY
|
$397.0M
+8.8% YoY
|
39% |
| Deposits |
$11.3M
-10.6% YoY-3.7% QoQ
|
$-14.4M |
$25.7M
+1.4% YoY
|
$169.6M
+4.0% YoY
|
$477.3M
+9.7% YoY
|
39% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.7%
-32.6% YoY-13.3% QoQ
|
+1.1% |
0.6%
+10.8% YoY
|
0.8%
+5.9% YoY
|
0.7%
+15.9% YoY
|
Top 11.3% in tier |
| NIM |
4.9%
+4.5% YoY+1.0% QoQ
|
+1.0% |
4.0%
+4.0% YoY
|
3.3%
+8.5% YoY
|
3.8%
+5.1% YoY
|
85% |
| Efficiency Ratio |
65.1%
+20.8% YoY+8.6% QoQ
|
-17.4% |
82.6%
-2.3% YoY
|
75.8%
-12.1% YoY
|
79.7%
-3.3% YoY
|
18% |
| Delinquency Rate |
1.2%
-30.2% YoY-34.5% QoQ
|
-0.4 |
1.6%
-3.1% YoY
|
0.9%
+9.0% YoY
|
1.3%
-2.1% YoY
|
64% |
| Loan To Share |
56.6%
+5.4% YoY+6.8% QoQ
|
-4.0% |
60.6%
-3.1% YoY
|
70.8%
-2.6% YoY
|
67.4%
-1.7% YoY
|
44% |
| AMR |
$13,394
-7.3% YoY-1.7% QoQ
|
$-1K |
$14,783
-1.4% YoY
|
$32,845
+1.7% YoY
|
$19,687
+2.0% YoY
|
48% |
| CD Concentration | 0.0% | -24.4% | 24.4% | 22.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 1.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)