BlastPoint's Credit Union Scorecard

AFRICAN DIASPORA

Charter #24975 · MO

<100M

2508 CUs in <100M nationally 59 in MO

AFRICAN DIASPORA faces 8 concerns requiring attention

National Analysis

How does the industry compare?

MO Analysis

How does MO stack up?

Key Strengths

Areas where this CU excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

- ROA 0.56% below tier average
- Efficiency Ratio: Bottom 0.0% in tier
- Member Growth Rate: Bottom 0.0% in tier
- Asset Growth Rate: Bottom 0.0% in tier
- Loan Growth Rate: Bottom 0.0% in tier
- Deposit Growth Rate: Bottom 0.0% in tier
- AMR Growth Rate: Bottom 0.0% in tier
- Total Delinquency Rate (60+ days): Bottom 0.0% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
Members	522 +38.1% QoQ	-2.2K	2,676 +1.6% YoY	15,395 -0.3% YoY	33,913 +5.7% YoY	Bottom 14.1% in tier
Assets	$325,661 +177.7% QoQ	$-29.9M	$30.2M +1.3% YoY	$217.9M +8.5% YoY	$578.3M +9.0% YoY	Bottom 1.6% in tier
Loans	$0.0	$-15.3M	$15.3M -2.0% YoY	$149.6M +7.9% YoY	$402.4M +8.7% YoY	Bottom 0.1% in tier
Deposits	$406,578 +285.0% QoQ	$-25.4M	$25.8M +0.7% YoY	$190.9M +9.2% YoY	$494.3M +9.1% YoY	Bottom 3.3% in tier

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

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ROA	-0.4% -103.4% QoQ	-0.6%	0.1% -77.6% YoY	-0.4% -263.3% YoY	0.4% -39.2% YoY	Bottom 14.0% in tier
NIM	-0.5%	-4.5%	4.0% +4.0% YoY	3.9% +2.8% YoY	3.8% +4.1% YoY	Bottom 0.2% in tier
Efficiency Ratio	-	-	90.6% +6.5% YoY	82.5% -4.9% YoY	84.6% +2.8% YoY	-
Delinquency Rate	-	-	1.5% +3.8% YoY	1.1% +7.9% YoY	1.2% +3.4% YoY	-
Loan To Share	0.0%	-58.5%	58.5% -3.0% YoY	68.7% -4.0% YoY	65.6% -1.4% YoY	Bottom 0.1% in tier
AMR	$778.9 +178.8% QoQ	$-14K	$14,884 -1.7% YoY	$17,151 +1.8% YoY	$19,920 +1.6% YoY	Bottom 0.7% in tier
CD Concentration	0.2%	-24.0%	24.3%	18.1%	19.8%	50%
Indirect Auto %	-	-	13.8%	9.8%	7.7%	-

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (1 metrics)

574

Share Certificate Concentration (%)

balance_sheet

Value: 0.25%

Peer Median: 12.45%

#574 of 2508 Top 22.8% in <100M tier

Top Weaknesses (21 metrics)

2508

Efficiency Ratio

profitability

Value: -

Peer Median: 81.45%