BlastPoint's Credit Union Scorecard
MAUI
Charter #2562 · HI
MAUI faces 5 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Delinquency rate 0.41% above tier average
- - Loan-to-Share Ratio: Bottom 1.9% in tier
- - Total Loans: Bottom 2.0% in tier
- - Net Interest Margin (NIM): Bottom 5.5% in tier
- - Loan-to-Member Ratio (LMR): Bottom 5.6% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,308
+0.4% YoY+0.3% QoQ
|
-7.8K |
15,145
-2.5% YoY
|
19,510
+0.1% YoY
|
33,913
+5.7% YoY
|
Bottom 13.6% in tier |
| Assets |
$145.0M
+4.3% YoY+3.3% QoQ
|
$-86.7M |
$231.7M
+0.8% YoY
|
$385.1M
+5.4% YoY
|
$578.3M
+9.0% YoY
|
28% |
| Loans |
$35.8M
-3.6% YoY-2.6% QoQ
|
$-108.3M |
$144.1M
+0.2% YoY
|
$193.9M
+4.9% YoY
|
$402.4M
+8.7% YoY
|
Bottom 1.9% in tier |
| Deposits |
$123.9M
+4.1% YoY+3.6% QoQ
|
$-77.2M |
$201.1M
+0.4% YoY
|
$341.1M
+4.6% YoY
|
$494.3M
+9.1% YoY
|
27% |
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| ROA |
0.8%
+160.9% YoY+125.4% QoQ
|
+0.0% |
0.7%
+5.1% YoY
|
0.8%
-0.9% YoY
|
0.4%
-39.2% YoY
|
55% |
| NIM |
2.6%
+17.5% YoY+8.7% QoQ
|
-1.1% |
3.6%
+4.6% YoY
|
3.2%
+6.8% YoY
|
3.8%
+4.1% YoY
|
Bottom 5.4% in tier |
| Efficiency Ratio |
74.4%
-17.2% YoY-15.7% QoQ
|
-3.6% |
78.0%
-1.7% YoY
|
73.4%
-3.4% YoY
|
84.6%
+2.8% YoY
|
35% |
| Delinquency Rate |
1.2%
-21.7% YoY-22.3% QoQ
|
+0.4 |
0.8%
+7.1% YoY
|
1.1%
+17.2% YoY
|
1.2%
+3.4% YoY
|
83% |
| Loan To Share |
28.9%
-7.4% YoY-5.9% QoQ
|
-41.5% |
70.4%
-0.4% YoY
|
53.2%
-3.6% YoY
|
65.6%
-1.4% YoY
|
Bottom 1.8% in tier |
| AMR |
$21,862
+1.9% YoY+1.8% QoQ
|
$-3K |
$24,918
+2.7% YoY
|
$23,509
+4.4% YoY
|
$19,920
+1.6% YoY
|
43% |
| CD Concentration |
34.1%
+9.4% YoY-1.0% QoQ
|
+9.8% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)