BlastPoint's Credit Union Scorecard
NOTRE DAME COMMUNITY
Charter #2792 · MA
NOTRE DAME COMMUNITY faces 5 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.10% below tier average
- - Delinquency rate 1.05% above tier average
- - Member decline: -6.1% YoY
- - First Mortgage Concentration (%): Bottom 0.9% in tier
- - Net Interest Margin (NIM): Bottom 9.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 63 that size in Massachusetts.
- Shares and deposits +1.5% year over year ($50.9M in shares and deposits).
- Membership: 3,103 members, -6.1% vs a year ago.
- Delinquency rate 2.59%.
- Return on assets 0.40%.
- Efficiency ratio 86.58% vs a 88.77% peer average.
- Loan-to-share ratio 37.82% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,103
-6.1% YoY-0.2% QoQ
|
+517 |
2,585
-1.7% YoY
|
18,780
+3.1% YoY
|
34,678
+6.6% YoY
|
69% |
| Assets |
$58.3M
+1.8% YoY+1.5% QoQ
|
+$28.0M |
$30.3M
+1.5% YoY
|
$364.5M
+6.9% YoY
|
$593.1M
+10.2% YoY
|
82% |
| Loans |
$19.3M
-3.7% YoY-2.3% QoQ
|
+$3.8M |
$15.5M
-1.7% YoY
|
$274.7M
+7.2% YoY
|
$418.6M
+10.1% YoY
|
69% |
| Deposits |
$50.9M
+1.5% YoY+1.5% QoQ
|
+$25.1M |
$25.8M
+1.1% YoY
|
$301.2M
+8.1% YoY
|
$504.8M
+10.3% YoY
|
82% |
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| ROA |
0.4%
+6.8% YoY+39.7% QoQ
|
-1.1% |
1.5%
+241.5% YoY
|
0.7%
+12.3% YoY
|
1.2%
+121.4% YoY
|
24% |
| NIM |
2.7%
+8.8% YoY+2.9% QoQ
|
-1.2% |
3.9%
+0.9% YoY
|
3.3%
+1.4% YoY
|
3.8%
+2.3% YoY
|
Bottom 9.5% in tier |
| Efficiency Ratio |
86.6%
-0.1% YoY-3.8% QoQ
|
-2.2% |
88.8%
-6.9% YoY
|
80.1%
-1.4% YoY
|
83.0%
-5.3% YoY
|
64% |
| Delinquency Rate |
2.6%
+423.9% YoY+44.9% QoQ
|
+1.0 |
1.5%
+2.1% YoY
|
0.8%
-7.5% YoY
|
1.3%
+2.6% YoY
|
85% |
| Loan To Share |
37.8%
-5.1% YoY-3.7% QoQ
|
-21.1% |
58.9%
-3.1% YoY
|
71.9%
-1.9% YoY
|
66.4%
-1.4% YoY
|
19% |
| AMR |
$22,613
+6.5% YoY+0.6% QoQ
|
+$8K |
$14,963
-6.8% YoY
|
$25,615
+4.4% YoY
|
$20,028
-0.9% YoY
|
Top 14.1% in tier |
| CD Concentration |
25.7%
+19.4% YoY+6.2% QoQ
|
+1.1% | 24.6% | 25.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)