BlastPoint's Credit Union Scorecard
HAXTUN COMMUNITY
Charter #2794 · CO
HAXTUN COMMUNITY has 2 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.48% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 3.59% below tier average
- - Efficiency ratio 61.64% above tier (higher cost structure)
- - Net Worth Ratio: Bottom 0.2% in tier
- - Asset Growth Rate: Bottom 1.0% in tier
- - Deposit Growth Rate: Bottom 1.6% in tier
- - AMR Growth Rate: Bottom 2.9% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
709
-0.6% YoY-0.8% QoQ
|
-1.9K |
2,615
-1.9% YoY
|
37,842
+7.2% YoY
|
33,374
+5.7% YoY
|
20% |
| Assets |
$5.3M
-22.5% YoY-0.5% QoQ
|
$-24.8M |
$30.1M
+2.1% YoY
|
$688.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
20% |
| Loans |
$4.6M
-12.1% YoY-1.5% QoQ
|
$-11.2M |
$15.8M
-1.3% YoY
|
$531.4M
+7.9% YoY
|
$397.0M
+8.8% YoY
|
32% |
| Deposits |
$5.2M
-20.6% YoY+3.6% QoQ
|
$-20.5M |
$25.7M
+1.4% YoY
|
$583.2M
+9.5% YoY
|
$477.3M
+9.7% YoY
|
24% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-3.0%
+110.3% YoY+96.5% QoQ
|
-3.6% |
0.6%
+10.8% YoY
|
0.4%
-10.6% YoY
|
0.7%
+15.9% YoY
|
Bottom 2.0% in tier |
| NIM |
5.4%
+28.2% YoY+5.1% QoQ
|
+1.5% |
4.0%
+4.0% YoY
|
3.5%
+1.6% YoY
|
3.8%
+5.1% YoY
|
Top 7.9% in tier |
| Efficiency Ratio |
144.2%
+21.8% YoY+19.2% QoQ
|
+61.6% |
82.6%
-2.3% YoY
|
82.6%
+1.3% YoY
|
79.7%
-3.3% YoY
|
Top 2.1% in tier |
| Delinquency Rate |
0.1%
-96.7% YoY-94.5% QoQ
|
-1.5 |
1.6%
-3.1% YoY
|
1.0%
+15.7% YoY
|
1.3%
-2.1% YoY
|
19% |
| Loan To Share |
88.7%
+10.8% YoY-4.9% QoQ
|
+28.1% |
60.6%
-3.1% YoY
|
72.0%
-2.4% YoY
|
67.4%
-1.7% YoY
|
Top 11.5% in tier |
| AMR |
$13,726
-16.4% YoY+2.0% QoQ
|
$-1K |
$14,783
-1.4% YoY
|
$23,202
+4.3% YoY
|
$19,687
+2.0% YoY
|
50% |
| CD Concentration |
19.2%
-17.6% YoY-11.8% QoQ
|
-5.3% | 24.4% | 26.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)