BlastPoint's Credit Union Scorecard
MAMTA
Charter #2800 · NY
MAMTA faces 8 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.44% below tier average
- - Efficiency ratio 5.32% above tier (higher cost structure)
- - Member decline: -5.1% YoY
- - Net Interest Margin (NIM): Bottom 4.3% in tier
- - Loan-to-Share Ratio: Bottom 4.7% in tier
- - Fee Income Per Member: Bottom 6.1% in tier
- - Loan-to-Member Ratio (LMR): Bottom 8.7% in tier
- - Asset Growth Rate: Bottom 9.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 176 that size in New York.
- Shares and deposits -8.2% year over year ($6.9M in shares and deposits).
- Membership: 853 members, -5.1% vs a year ago.
- Delinquency rate 1.18%.
- Return on assets 0.05%.
- Efficiency ratio 94.09% vs a 88.77% peer average.
- Loan-to-share ratio 18.59% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
853
-5.1% YoY-1.8% QoQ
|
-1.7K |
2,585
-1.7% YoY
|
27,051
+5.9% YoY
|
34,678
+6.6% YoY
|
25% |
| Assets |
$8.3M
-6.8% YoY-2.0% QoQ
|
$-22.0M |
$30.3M
+1.5% YoY
|
$505.5M
+8.1% YoY
|
$593.1M
+10.2% YoY
|
28% |
| Loans |
$1.3M
-16.4% YoY-5.1% QoQ
|
$-14.2M |
$15.5M
-1.7% YoY
|
$338.7M
+9.1% YoY
|
$418.6M
+10.1% YoY
|
Bottom 13.3% in tier |
| Deposits |
$6.9M
-8.2% YoY-2.4% QoQ
|
$-18.9M |
$25.8M
+1.1% YoY
|
$431.4M
+8.2% YoY
|
$504.8M
+10.3% YoY
|
28% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.1%
-128.3% YoY-73.0% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
1.2%
+60.1% YoY
|
1.2%
+121.4% YoY
|
Bottom 3.9% in tier |
| NIM |
2.2%
+21.2% YoY+1.3% QoQ
|
-1.7% |
3.9%
+0.9% YoY
|
3.6%
-0.3% YoY
|
3.8%
+2.3% YoY
|
Bottom 4.3% in tier |
| Efficiency Ratio |
94.1%
+1.1% YoY+3.6% QoQ
|
+5.3% |
88.8%
-6.9% YoY
|
80.5%
+0.8% YoY
|
83.0%
-5.3% YoY
|
79% |
| Delinquency Rate |
1.2%
+2247.3% YoY-3.5% QoQ
|
-0.4 |
1.5%
+2.1% YoY
|
1.7%
-18.0% YoY
|
1.3%
+2.6% YoY
|
66% |
| Loan To Share |
18.6%
-9.0% YoY-2.8% QoQ
|
-40.3% |
58.9%
-3.1% YoY
|
59.8%
-1.2% YoY
|
66.4%
-1.4% YoY
|
Bottom 4.6% in tier |
| AMR |
$9,550
-4.7% YoY-1.0% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$19,620
+2.7% YoY
|
$20,028
-0.9% YoY
|
26% |
| CD Concentration |
14.1%
-7.0% YoY-1.4% QoQ
|
-10.4% | 24.6% | 16.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)