BlastPoint's Credit Union Scorecard

NATIONAL POLICE

Charter #2876 · IL

Community 500M-750M
167 CUs in 500M-750M nationally 8 in IL
View Community leaderboard →

NATIONAL POLICE has 1 strength but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 4.8% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.11% below tier average
  • - Loan-to-Share Ratio: Bottom 9.0% in tier
  • - Loan-to-Member Ratio (LMR): Bottom 9.6% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Members 42,349
+0.2% YoY+0.8% QoQ
+4.3K 38,079
-4.8% YoY
22,133
+6.8% YoY
33,913
+5.7% YoY
65%
Assets $615.1M
+3.9% YoY+4.3% QoQ
$-4.6M $619.7M
-0.2% YoY
$406.0M
+9.7% YoY
$578.3M
+9.0% YoY
48%
Loans $310.8M
+1.6% YoY-2.6% QoQ
$-108.5M $419.3M
-1.4% YoY
$279.6M
+10.0% YoY
$402.4M
+8.7% YoY
Bottom 12.0% in tier
Deposits $543.4M
+2.2% YoY+1.1% QoQ
+$4.0M $539.5M
-0.1% YoY
$344.9M
+10.3% YoY
$494.3M
+9.1% YoY
52%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.6%
+36.6% YoY-7.9% QoQ
-0.1% 0.7%
+36.0% YoY
0.5%
-57.9% YoY
0.4%
-39.2% YoY
46%
NIM 3.0%
+4.1% YoY-2.6% QoQ
-0.5% 3.5%
+4.5% YoY
3.7%
-0.2% YoY
3.8%
+4.1% YoY
19%
Efficiency Ratio 78.4%
-0.3% YoY+2.5% QoQ
+0.0% 78.4%
-3.7% YoY
87.0%
+8.4% YoY
84.6%
+2.8% YoY
48%
Delinquency Rate 0.7%
-16.1% YoY-11.6% QoQ
+0.0 0.7%
-0.9% YoY
1.2%
+7.3% YoY
1.2%
+3.4% YoY
58%
Loan To Share 57.2%
-0.6% YoY-3.6% QoQ
-20.5% 77.7%
-1.2% YoY
60.2%
-0.9% YoY
65.6%
-1.4% YoY
Bottom 8.4% in tier
AMR $20,171
+1.8% YoY-1.0% QoQ
$-7K $26,927
+3.1% YoY
$15,723
+4.6% YoY
$19,920
+1.6% YoY
17%
CD Concentration 24.8%
+6.5% YoY-1.3% QoQ
+0.6% 24.3% 14.0% 19.8% 52%
Indirect Auto % 7.0%
-47.9% YoY-13.9% QoQ
-6.8% 13.8% 7.2% 7.7% 48%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 167 peers in tier

Top Strengths (1 metrics)

9
Members Per Employee (MPE)
engagement
Value: 522.827
Peer Median: 318.730
#9 of 167 Top 4.8% in 500M-750M tier

Top Weaknesses (7 metrics)

153
Loan-to-Share Ratio
balance_sheet
Value: 57.19%
Peer Median: 79.97%
#153 of 167 Bottom 9.0% in 500M-750M tier
152
Loan-to-Member Ratio (LMR)
engagement
Value: $7,339
Peer Median: $11,231
#152 of 167 Bottom 9.6% in 500M-750M tier
147
Total Loans
balance_sheet
Value: $310.79M
Peer Median: $427.27M
#147 of 167 Bottom 12.6% in 500M-750M tier
141
Net Worth Ratio
risk
Value: 8.78%
Peer Median: 10.35%
#141 of 167 Bottom 16.2% in 500M-750M tier
139
Average Member Relationship (AMR)
engagement
Value: $20,171
Peer Median: $25,600
#139 of 167 Bottom 17.4% in 500M-750M tier
138
Fee Income Per Member
profitability
Value: $122.90
Peer Median: $178.80
#138 of 167 Bottom 18.0% in 500M-750M tier
135
Net Interest Margin (NIM)
profitability
Value: 3.01%
Peer Median: 3.48%
#135 of 167 Bottom 19.8% in 500M-750M tier
Link copied to clipboard!