BlastPoint's Credit Union Scorecard
FARGO VA
Charter #288 · ND
FARGO VA demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.81% above tier average
- + Net Interest Margin 0.26% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (ND) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,493
+0.2% YoY+0.1% QoQ
|
-1.2K |
2,676
+1.6% YoY
|
7,403
+0.4% YoY
|
33,913
+5.7% YoY
|
41% |
| Assets |
$14.2M
+2.6% YoY+2.4% QoQ
|
$-16.0M |
$30.2M
+1.3% YoY
|
$208.9M
+6.8% YoY
|
$578.3M
+9.0% YoY
|
40% |
| Loans |
$7.5M
+1.3% YoY+3.5% QoQ
|
$-7.8M |
$15.3M
-2.0% YoY
|
$139.0M
+4.5% YoY
|
$402.4M
+8.7% YoY
|
44% |
| Deposits |
$12.4M
+1.9% YoY+2.5% QoQ
|
$-13.4M |
$25.8M
+0.7% YoY
|
$173.7M
+3.7% YoY
|
$494.3M
+9.1% YoY
|
41% |
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| ROA |
1.0%
-14.0% YoY+8.8% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.9%
+42.2% YoY
|
0.4%
-39.2% YoY
|
67% |
| NIM |
4.3%
-5.4% YoY-7.5% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
3.4%
+5.6% YoY
|
3.8%
+4.1% YoY
|
70% |
| Efficiency Ratio |
81.5%
+2.5% YoY-3.2% QoQ
|
-9.1% |
90.6%
+6.5% YoY
|
74.3%
-6.4% YoY
|
84.6%
+2.8% YoY
|
50% |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
+3.8% YoY
|
0.8%
-32.8% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
60.5%
-0.5% YoY+1.0% QoQ
|
+2.0% |
58.5%
-3.0% YoY
|
68.7%
-2.0% YoY
|
65.6%
-1.4% YoY
|
53% |
| AMR |
$13,309
+1.5% YoY+2.7% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$32,943
+1.9% YoY
|
$19,920
+1.6% YoY
|
46% |
| CD Concentration |
7.5%
+44.0% QoQ
|
-16.8% | 24.3% | 22.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 1.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)