BlastPoint's Credit Union Scorecard
LANAI
Charter #2953 · HI
LANAI has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.08% above tier average
- + Loan Growth Rate: Top 3.3% in tier
- + Member Growth Rate: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - Loan-to-Share Ratio: Bottom 3.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,062
+3.7% YoY+1.0% QoQ
|
-614 |
2,676
+1.6% YoY
|
19,510
+0.1% YoY
|
33,913
+5.7% YoY
|
53% |
| Assets |
$37.7M
+5.8% YoY+3.6% QoQ
|
+$7.5M |
$30.2M
+1.3% YoY
|
$385.1M
+5.4% YoY
|
$578.3M
+9.0% YoY
|
67% |
| Loans |
$5.4M
+20.5% YoY+3.0% QoQ
|
$-9.9M |
$15.3M
-2.0% YoY
|
$193.9M
+4.9% YoY
|
$402.4M
+8.7% YoY
|
36% |
| Deposits |
$33.2M
+5.2% YoY+3.7% QoQ
|
+$7.5M |
$25.8M
+0.7% YoY
|
$341.1M
+4.6% YoY
|
$494.3M
+9.1% YoY
|
68% |
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| ROA |
1.2%
+106.5% YoY+56.1% QoQ
|
+1.1% |
0.1%
-77.6% YoY
|
0.8%
-0.9% YoY
|
0.4%
-39.2% YoY
|
78% |
| NIM |
3.1%
+20.6% YoY+13.2% QoQ
|
-0.9% |
4.0%
+4.0% YoY
|
3.2%
+6.8% YoY
|
3.8%
+4.1% YoY
|
22% |
| Efficiency Ratio |
58.8%
-19.9% YoY-14.4% QoQ
|
-31.8% |
90.6%
+6.5% YoY
|
73.4%
-3.4% YoY
|
84.6%
+2.8% YoY
|
Top 10.7% in tier |
| Delinquency Rate |
0.7%
+50.6% YoY-26.6% QoQ
|
-0.8 |
1.5%
+3.8% YoY
|
1.1%
+17.2% YoY
|
1.2%
+3.4% YoY
|
53% |
| Loan To Share |
16.1%
+14.5% YoY-0.7% QoQ
|
-42.4% |
58.5%
-3.0% YoY
|
53.2%
-3.6% YoY
|
65.6%
-1.4% YoY
|
Bottom 3.3% in tier |
| AMR |
$18,719
+3.3% YoY+2.5% QoQ
|
+$4K |
$14,884
-1.7% YoY
|
$23,509
+4.4% YoY
|
$19,920
+1.6% YoY
|
72% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)