BlastPoint's Credit Union Scorecard
STAR TECH
Charter #3182 · CO
STAR TECH demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.50% above tier average
- + Net Interest Margin 1.42% above tier average
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 2.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,607
+0.8% YoY-0.3% QoQ
|
-1.0K |
2,625
-2.2% YoY
|
38,063
+8.0% YoY
|
33,089
+6.1% YoY
|
43% |
| Assets |
$10.9M
-1.1% YoY-0.0% QoQ
|
$-19.0M |
$29.9M
+1.1% YoY
|
$678.0M
+7.3% YoY
|
$547.7M
+7.8% YoY
|
34% |
| Loans |
$6.1M
-12.4% YoY-3.8% QoQ
|
$-9.7M |
$15.8M
-2.4% YoY
|
$529.4M
+8.0% YoY
|
$388.7M
+8.6% YoY
|
38% |
| Deposits |
$8.5M
-3.6% YoY-0.7% QoQ
|
$-17.0M |
$25.5M
+0.4% YoY
|
$571.8M
+9.1% YoY
|
$464.6M
+9.3% YoY
|
33% |
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| ROA |
1.2%
-38.3% YoY+16.5% QoQ
|
+0.5% |
0.7%
-731.4% YoY
|
0.5%
+8.5% YoY
|
0.7%
+273.4% YoY
|
70% |
| NIM |
5.4%
+5.6% YoY+0.7% QoQ
|
+1.4% |
3.9%
+3.8% YoY
|
3.6%
+3.7% YoY
|
3.7%
+5.0% YoY
|
Top 9.1% in tier |
| Efficiency Ratio |
67.4%
+13.6% YoY-4.0% QoQ
|
-14.0% |
81.4%
-2.4% YoY
|
80.6%
-2.6% YoY
|
79.1%
-3.3% YoY
|
26% |
| Delinquency Rate |
0.0%
-49.3% YoY-93.5% QoQ
|
-1.5 |
1.5%
-2.0% YoY
|
0.9%
+6.2% YoY
|
1.2%
-0.9% YoY
|
Bottom 13.9% in tier |
| Loan To Share |
71.6%
-9.2% YoY-3.1% QoQ
|
+10.4% |
61.2%
-3.0% YoY
|
72.9%
-3.4% YoY
|
68.0%
-1.7% YoY
|
65% |
| AMR |
$9,070
-8.2% YoY-1.7% QoQ
|
$-6K |
$14,627
-2.7% YoY
|
$22,866
+4.1% YoY
|
$19,418
+1.3% YoY
|
24% |
| CD Concentration |
35.7%
+3.2% YoY+1.6% QoQ
|
+11.2% |
24.4%
+4.2% YoY
|
26.3%
+7.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
5.9%
-31.9% YoY-8.5% QoQ
|
-8.1% |
14.0%
-5.7% YoY
|
12.4%
-8.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)