BlastPoint's Credit Union Scorecard

STAR TECH

Charter #3182 · CO

<100M

2508 CUs in <100M nationally 25 in CO

STAR TECH demonstrates 3 strengths

National Analysis

How does the industry compare?

CO Analysis

How does CO stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 1.35% above tier average
+ Net Interest Margin 1.28% above tier average
+ Members Per Employee (MPE): Top 3.0% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (CO)	National Avg	Tier Percentile
Members	1,594 -1.3% YoY-0.2% QoQ	-1.1K	2,676 +1.6% YoY	45,987 +29.5% YoY	33,913 +5.7% YoY	42%
Assets	$10.8M -0.9% YoY-1.8% QoQ	$-19.4M	$30.2M +1.3% YoY	$896.2M +38.1% YoY	$578.3M +9.0% YoY	33%
Loans	$5.8M -12.9% YoY-2.5% QoQ	$-9.4M	$15.3M -2.0% YoY	$687.4M +35.9% YoY	$402.4M +8.7% YoY	38%
Deposits	$8.4M -2.9% YoY-2.4% QoQ	$-17.4M	$25.8M +0.7% YoY	$753.9M +36.7% YoY	$494.3M +9.1% YoY	32%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	1.5% +24.9% YoY+58.8% QoQ	+1.3%	0.1% -77.6% YoY	0.5% +3.7% YoY	0.4% -39.2% YoY	85%
NIM	5.3% -0.7% YoY-0.6% QoQ	+1.3%	4.0% +4.0% YoY	3.5% +0.5% YoY	3.8% +4.1% YoY	Top 8.1% in tier
Efficiency Ratio	73.1% +10.5% YoY-2.1% QoQ	-17.5%	90.6% +6.5% YoY	80.2% -2.9% YoY	84.6% +2.8% YoY	30%
Delinquency Rate	0.4% -54.1% YoY-4.5% QoQ	-1.1	1.5% +3.8% YoY	1.0% +37.3% YoY	1.2% +3.4% YoY	39%
Loan To Share	69.5% -10.3% YoY-0.1% QoQ	+11.0%	58.5% -3.0% YoY	71.5% -0.6% YoY	65.6% -1.4% YoY	67%
AMR	$8,925 -6.1% YoY-2.3% QoQ	$-6K	$14,884 -1.7% YoY	$24,339 +6.3% YoY	$19,920 +1.6% YoY	23%
CD Concentration	35.9% +6.6% YoY-3.3% QoQ	+11.6%	24.3%	26.7%	19.8%	50%
Indirect Auto %	3.9% -43.0% YoY-21.3% QoQ	-9.9%	13.8%	12.4%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

First Mortgage Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 3.66%

#1 of 2508 Top 0.1% in <100M tier

Members Per Employee (MPE)

engagement

Value: 797.000

Peer Median: 333.750

#77 of 2508 Top 3.0% in <100M tier

203

Net Interest Margin (NIM)

profitability

Value: 5.29%

Peer Median: 3.83%

#203 of 2508 Top 8.1% in <100M tier

385

Return on Assets (ROA)

profitability

Value: 1.49%

Peer Median: 0.61%

#385 of 2508 Top 15.3% in <100M tier

396

Net Worth Ratio

risk

Value: 22.47%

Peer Median: 14.28%

#396 of 2508 Top 15.7% in <100M tier

Top Weaknesses (6 metrics)

2246

Share Certificate Concentration (%)

balance_sheet

Value: 35.91%

Peer Median: 12.45%

#2246 of 2508 Bottom 10.5% in <100M tier

2223

Indirect Auto Concentration (%)

balance_sheet

Value: 3.91%

Peer Median: 0.00%

#2223 of 2508 Bottom 11.4% in <100M tier

2160

AMR Growth Rate

growth

Value: -6.07%

Peer Median: 1.27%

#2160 of 2508 Bottom 13.9% in <100M tier

2127

Loan Growth Rate

growth

Value: -12.93%

Peer Median: -2.36%

#2127 of 2508 Bottom 15.2% in <100M tier

2072

Net Charge-Off Rate

risk

Value: 0.82%

Peer Median: 0.07%

#2072 of 2508 Bottom 17.4% in <100M tier

1936

Average Member Relationship (AMR)

engagement

Value: $8,925

Peer Median: $13,926

#1936 of 2508 Bottom 22.8% in <100M tier