BlastPoint's Credit Union Scorecard
STAR TECH
Charter #3182 · CO
STAR TECH has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.32% above tier average
- + Net Interest Margin 1.37% above tier average
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 3.0% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 9.8% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,597
-0.7% YoY-0.6% QoQ
|
-1.0K |
2,615
-1.9% YoY
|
37,842
+7.2% YoY
|
33,374
+5.7% YoY
|
42% |
| Assets |
$11.0M
+1.7% YoY+1.5% QoQ
|
$-19.1M |
$30.1M
+2.1% YoY
|
$688.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
34% |
| Loans |
$6.0M
-15.2% YoY-1.6% QoQ
|
$-9.8M |
$15.8M
-1.3% YoY
|
$531.4M
+7.9% YoY
|
$397.0M
+8.8% YoY
|
38% |
| Deposits |
$8.6M
+0.6% YoY+1.3% QoQ
|
$-17.1M |
$25.7M
+1.4% YoY
|
$583.2M
+9.5% YoY
|
$477.3M
+9.7% YoY
|
33% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
-19.0% YoY-20.8% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.4%
-10.6% YoY
|
0.7%
+15.9% YoY
|
63% |
| NIM |
5.3%
+0.9% YoY-0.5% QoQ
|
+1.4% |
4.0%
+4.0% YoY
|
3.5%
+1.6% YoY
|
3.8%
+5.1% YoY
|
Top 9.0% in tier |
| Efficiency Ratio |
74.7%
+2.1% YoY+10.8% QoQ
|
-7.9% |
82.6%
-2.3% YoY
|
82.6%
+1.3% YoY
|
79.7%
-3.3% YoY
|
37% |
| Delinquency Rate |
0.4%
+535.8% YoY+2417.6% QoQ
|
-1.1 |
1.6%
-3.1% YoY
|
1.0%
+15.7% YoY
|
1.3%
-2.1% YoY
|
38% |
| Loan To Share |
69.6%
-15.7% YoY-2.9% QoQ
|
+8.9% |
60.6%
-3.1% YoY
|
72.0%
-2.4% YoY
|
67.4%
-1.7% YoY
|
63% |
| AMR |
$9,135
-5.9% YoY+0.7% QoQ
|
$-6K |
$14,783
-1.4% YoY
|
$23,202
+4.3% YoY
|
$19,687
+2.0% YoY
|
24% |
| CD Concentration |
37.1%
+7.8% YoY+4.2% QoQ
|
+12.7% | 24.4% | 26.2% | 19.8% | 50% |
| Indirect Auto % |
5.0%
-33.6% YoY-15.2% QoQ
|
-8.8% | 13.8% | 12.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)