BlastPoint's Credit Union Scorecard
PPG & ASSOCIATES
Charter #370 · PA
PPG & ASSOCIATES faces 4 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.29% below tier average
- - Efficiency ratio 5.01% above tier (higher cost structure)
- - Member decline: -4.4% YoY
- - Loan-to-Share Ratio: Bottom 9.4% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 183 that size in Pennsylvania.
- Shares and deposits -5.7% year over year ($17.4M in shares and deposits).
- Membership: 1,654 members, -4.4% vs a year ago.
- Delinquency rate 0.42%.
- Return on assets 0.20%.
- Efficiency ratio 93.77% vs a 88.77% peer average.
- Loan-to-share ratio 27.82% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,654
-4.4% YoY-1.1% QoQ
|
-931 |
2,585
-1.7% YoY
|
18,280
+5.8% YoY
|
34,678
+6.6% YoY
|
44% |
| Assets |
$19.6M
-4.8% YoY-1.9% QoQ
|
$-10.7M |
$30.3M
+1.5% YoY
|
$308.6M
+9.9% YoY
|
$593.1M
+10.2% YoY
|
47% |
| Loans |
$4.8M
-11.4% YoY+4.4% QoQ
|
$-10.6M |
$15.5M
-1.7% YoY
|
$207.1M
+9.1% YoY
|
$418.6M
+10.1% YoY
|
34% |
| Deposits |
$17.4M
-5.7% YoY-2.4% QoQ
|
$-8.4M |
$25.8M
+1.1% YoY
|
$264.2M
+9.3% YoY
|
$504.8M
+10.3% YoY
|
48% |
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| ROA |
0.2%
-6.8% YoY+10.2% QoQ
|
-1.3% |
1.5%
+241.5% YoY
|
1.0%
+23.3% YoY
|
1.2%
+121.4% YoY
|
Bottom 12.4% in tier |
| NIM |
3.3%
+8.1% YoY+2.3% QoQ
|
-0.6% |
3.9%
+0.9% YoY
|
3.5%
+2.1% YoY
|
3.8%
+2.3% YoY
|
26% |
| Efficiency Ratio |
93.8%
+4.1% YoY-1.0% QoQ
|
+5.0% |
88.8%
-6.9% YoY
|
76.6%
-2.6% YoY
|
83.0%
-5.3% YoY
|
78% |
| Delinquency Rate |
0.4%
-20.2% YoY-25.4% QoQ
|
-1.1 |
1.5%
+2.1% YoY
|
1.2%
-8.4% YoY
|
1.3%
+2.6% YoY
|
38% |
| Loan To Share |
27.8%
-6.1% YoY+7.0% QoQ
|
-31.1% |
58.9%
-3.1% YoY
|
53.4%
-2.0% YoY
|
66.4%
-1.4% YoY
|
Bottom 9.2% in tier |
| AMR |
$13,444
-2.7% YoY+0.1% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$16,967
+3.7% YoY
|
$20,028
-0.9% YoY
|
47% |
| CD Concentration |
2.9%
+14.4% YoY+0.7% QoQ
|
-21.6% | 24.6% | 15.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)