BlastPoint's Credit Union Scorecard
NORFOLK FIRE DEPARTMENT
Charter #3746 · VA
NORFOLK FIRE DEPARTMENT demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.38% above tier average
- + Net Interest Margin 0.63% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,011
-1.8% YoY-0.7% QoQ
|
-614 |
2,625
-2.2% YoY
|
220,190
+7.3% YoY
|
33,089
+6.1% YoY
|
51% |
| Assets |
$26.5M
+3.2% YoY+1.5% QoQ
|
$-3.4M |
$29.9M
+1.1% YoY
|
$2.9B
+6.5% YoY
|
$547.7M
+7.8% YoY
|
56% |
| Loans |
$7.7M
-2.8% YoY-2.0% QoQ
|
$-8.1M |
$15.8M
-2.4% YoY
|
$2.1B
+5.3% YoY
|
$388.7M
+8.6% YoY
|
44% |
| Deposits |
$21.4M
+1.3% YoY+1.4% QoQ
|
$-4.0M |
$25.5M
+0.4% YoY
|
$2.4B
+8.1% YoY
|
$464.6M
+9.3% YoY
|
54% |
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| ROA |
2.1%
+21.9% YoY-4.5% QoQ
|
+1.4% |
0.7%
-731.4% YoY
|
0.7%
+11.3% YoY
|
0.7%
+273.4% YoY
|
Top 8.1% in tier |
| NIM |
4.6%
+4.1% YoY-3.3% QoQ
|
+0.6% |
3.9%
+3.8% YoY
|
3.9%
+2.0% YoY
|
3.7%
+5.0% YoY
|
75% |
| Efficiency Ratio |
60.1%
-6.6% YoY-0.1% QoQ
|
-21.3% |
81.4%
-2.4% YoY
|
80.4%
+0.4% YoY
|
79.1%
-3.3% YoY
|
Bottom 14.3% in tier |
| Delinquency Rate |
0.5%
-24.4% YoY-7.2% QoQ
|
-1.0 |
1.5%
-2.0% YoY
|
1.7%
+32.7% YoY
|
1.2%
-0.9% YoY
|
41% |
| Loan To Share |
36.0%
-4.1% YoY-3.3% QoQ
|
-25.3% |
61.2%
-3.0% YoY
|
66.7%
-4.2% YoY
|
68.0%
-1.7% YoY
|
Bottom 15.0% in tier |
| AMR |
$14,474
+2.0% YoY+1.2% QoQ
|
$-153 |
$14,627
-2.7% YoY
|
$18,613
+1.9% YoY
|
$19,418
+1.3% YoY
|
54% |
| CD Concentration |
1.5%
+237.3% YoY+1.9% QoQ
|
-22.9% |
24.4%
+4.2% YoY
|
18.8%
+3.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
9.7%
-0.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)