BlastPoint's Credit Union Scorecard
EAGLE
Charter #3869 · KS
EAGLE has 5 strengths but faces 11 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.01% above tier average
- + Net Interest Margin 0.53% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 4.65% above tier (higher cost structure)
- - Member decline: -7.6% YoY
- - Loan Growth Rate: Bottom 2.9% in tier
- - Net Charge-Off Rate: Bottom 3.4% in tier
- - Deposit Growth Rate: Bottom 4.5% in tier
- - Asset Growth Rate: Bottom 4.7% in tier
- - AMR Growth Rate: Bottom 5.7% in tier
- - Total Members: Bottom 8.6% in tier
- - Total Assets: Bottom 8.6% in tier
- - Member Growth Rate: Bottom 9.4% in tier
- - Total Loans: Bottom 9.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
314
-7.6% YoY-4.6% QoQ
|
-2.3K |
2,625
-2.2% YoY
|
17,915
-2.9% YoY
|
33,089
+6.1% YoY
|
Bottom 8.4% in tier |
| Assets |
$1.7M
-10.7% YoY-3.4% QoQ
|
$-28.1M |
$29.9M
+1.1% YoY
|
$244.1M
-6.9% YoY
|
$547.7M
+7.8% YoY
|
Bottom 8.5% in tier |
| Loans |
$782,696
-28.3% YoY-14.2% QoQ
|
$-15.0M |
$15.8M
-2.4% YoY
|
$175.9M
-4.8% YoY
|
$388.7M
+8.6% YoY
|
Bottom 9.8% in tier |
| Deposits |
$1.5M
-12.9% YoY-4.2% QoQ
|
$-23.9M |
$25.5M
+0.4% YoY
|
$209.0M
-2.4% YoY
|
$464.6M
+9.3% YoY
|
Bottom 10.0% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
-58.7% YoY+29.3% QoQ
|
+0.0% |
0.7%
-731.4% YoY
|
0.7%
+53.0% YoY
|
0.7%
+273.4% YoY
|
46% |
| NIM |
4.5%
-8.2% YoY+7.1% QoQ
|
+0.5% |
3.9%
+3.8% YoY
|
4.0%
+8.4% YoY
|
3.7%
+5.0% YoY
|
72% |
| Efficiency Ratio |
86.0%
+25.5% YoY-2.8% QoQ
|
+4.6% |
81.4%
-2.4% YoY
|
77.0%
-6.2% YoY
|
79.1%
-3.3% YoY
|
69% |
| Delinquency Rate |
0.1%
-88.6% YoY-97.6% QoQ
|
-1.4 |
1.5%
-2.0% YoY
|
1.2%
-23.8% YoY
|
1.2%
-0.9% YoY
|
22% |
| Loan To Share |
50.9%
-17.7% YoY-10.5% QoQ
|
-10.3% |
61.2%
-3.0% YoY
|
71.9%
-2.0% YoY
|
68.0%
-1.7% YoY
|
33% |
| AMR |
$7,389
-12.0% YoY-3.4% QoQ
|
$-7K |
$14,627
-2.7% YoY
|
$16,347
+1.3% YoY
|
$19,418
+1.3% YoY
|
17% |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
24.2%
-2.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
12.4%
-5.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)