BlastPoint's Credit Union Scorecard
EAGLE
Charter #3869 · KS
EAGLE has 5 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.13% above tier average
- + Strong member growth: 7.3% YoY
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Net Charge-Off Rate: Top 2.6% in tier
- + Member Growth Rate: Top 5.1% in tier
Key Concerns
Areas that may need attention
- - ROA 1.26% below tier average
- - Efficiency ratio 16.53% above tier (higher cost structure)
- - AMR Growth Rate: Bottom 5.8% in tier
- - Total Assets: Bottom 8.0% in tier
- - Total Deposits: Bottom 9.2% in tier
- - Total Members: Bottom 9.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
- Shares and deposits -5.6% year over year ($1.5M in shares and deposits).
- Membership: 353 members, +7.3% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.23%.
- Efficiency ratio 105.29% vs a 88.77% peer average.
- Loan-to-share ratio 57.83% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
353
+7.3% YoY-2.8% QoQ
|
-2.2K |
2,585
-1.7% YoY
|
21,725
-5.1% YoY
|
34,678
+6.6% YoY
|
Bottom 9.5% in tier |
| Assets |
$1.7M
-4.8% YoY-2.9% QoQ
|
$-28.6M |
$30.3M
+1.5% YoY
|
$314.3M
-2.5% YoY
|
$593.1M
+10.2% YoY
|
Bottom 8.0% in tier |
| Loans |
$875,606
-4.0% YoY+8.6% QoQ
|
$-14.6M |
$15.5M
-1.7% YoY
|
$223.6M
-4.3% YoY
|
$418.6M
+10.1% YoY
|
Bottom 10.5% in tier |
| Deposits |
$1.5M
-5.6% YoY-3.2% QoQ
|
$-24.3M |
$25.8M
+1.1% YoY
|
$272.9M
-1.4% YoY
|
$504.8M
+10.3% YoY
|
Bottom 9.2% in tier |
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| ROA |
0.2%
-56.9% YoY
|
-1.3% |
1.5%
+241.5% YoY
|
1.0%
+59.0% YoY
|
1.2%
+121.4% YoY
|
Bottom 14.4% in tier |
| NIM |
4.0%
-3.1% YoY-4.0% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
4.1%
+6.5% YoY
|
3.8%
+2.3% YoY
|
58% |
| Efficiency Ratio |
105.3%
+18.9% YoY+5.8% QoQ
|
+16.5% |
88.8%
-6.9% YoY
|
76.8%
-1.7% YoY
|
83.0%
-5.3% YoY
|
Bottom 10.2% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
1.5%
+11.1% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
57.8%
+1.7% YoY+12.2% QoQ
|
-1.1% |
58.9%
-3.1% YoY
|
71.5%
-1.0% YoY
|
66.4%
-1.4% YoY
|
49% |
| AMR |
$6,770
-11.5% YoY+3.6% QoQ
|
$-8K |
$14,963
-6.8% YoY
|
$16,832
+1.8% YoY
|
$20,028
-0.9% YoY
|
Bottom 14.0% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 24.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)