BlastPoint's Credit Union Scorecard
TEXAN SKY
Charter #3938 · TX
TEXAN SKY has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.09% above tier average
- + Net Interest Margin 0.31% above tier average
- + Total Members: Top 1.9% in tier
- + Total Assets: Top 7.7% in tier
- + Total Loans: Top 7.8% in tier
- + Total Deposits: Top 9.6% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.4% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,999
-3.4% YoY-0.7% QoQ
|
+6.3K |
2,676
+1.6% YoY
|
29,039
+7.4% YoY
|
33,913
+5.7% YoY
|
Top 2.0% in tier |
| Assets |
$78.9M
+1.1% YoY+3.8% QoQ
|
+$48.8M |
$30.2M
+1.3% YoY
|
$450.8M
+10.3% YoY
|
$578.3M
+9.0% YoY
|
Top 7.8% in tier |
| Loans |
$43.0M
-13.9% YoY-5.2% QoQ
|
+$27.7M |
$15.3M
-2.0% YoY
|
$318.1M
+8.9% YoY
|
$402.4M
+8.7% YoY
|
Top 7.8% in tier |
| Deposits |
$64.7M
+0.2% YoY+3.9% QoQ
|
+$38.9M |
$25.8M
+0.7% YoY
|
$378.7M
+10.8% YoY
|
$494.3M
+9.1% YoY
|
Top 9.6% in tier |
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| ROA |
0.2%
-84.4% YoY-62.0% QoQ
|
+0.1% |
0.1%
-77.6% YoY
|
-0.2%
-134.7% YoY
|
0.4%
-39.2% YoY
|
32% |
| NIM |
4.3%
-7.1% YoY-10.3% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
3.9%
-0.7% YoY
|
3.8%
+4.1% YoY
|
71% |
| Efficiency Ratio |
86.6%
+31.6% YoY-0.4% QoQ
|
-4.0% |
90.6%
+6.5% YoY
|
98.7%
+20.4% YoY
|
84.6%
+2.8% YoY
|
62% |
| Delinquency Rate |
0.4%
+71.0% YoY-34.1% QoQ
|
-1.1 |
1.5%
+3.8% YoY
|
1.2%
+13.1% YoY
|
1.2%
+3.4% YoY
|
39% |
| Loan To Share |
66.5%
-14.0% YoY-8.7% QoQ
|
+8.0% |
58.5%
-3.0% YoY
|
69.5%
-2.6% YoY
|
65.6%
-1.4% YoY
|
62% |
| AMR |
$11,964
-2.7% YoY+0.7% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$17,820
+2.9% YoY
|
$19,920
+1.6% YoY
|
38% |
| CD Concentration |
13.7%
-13.6% YoY-14.8% QoQ
|
-10.6% | 24.3% | 21.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)