BlastPoint's Credit Union Scorecard
SACRED HEART PARISH HALLETTSVILLE
Charter #3946 · TX
SACRED HEART PARISH HALLETTSVILLE has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Average Member Relationship (AMR): Top 4.5% in tier
- + Loan-to-Member Ratio (LMR): Top 6.2% in tier
- + Asset Growth Rate: Top 7.3% in tier
- + Deposit Growth Rate: Top 7.7% in tier
Key Concerns
Areas that may need attention
- - ROA 0.07% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,821
+1.7% YoY+1.4% QoQ
|
+144 |
2,676
+1.6% YoY
|
29,039
+7.4% YoY
|
33,913
+5.7% YoY
|
65% |
| Assets |
$60.4M
+9.9% YoY+2.0% QoQ
|
+$30.2M |
$30.2M
+1.3% YoY
|
$450.8M
+10.3% YoY
|
$578.3M
+9.0% YoY
|
83% |
| Loans |
$30.5M
+2.1% YoY-0.6% QoQ
|
+$15.2M |
$15.3M
-2.0% YoY
|
$318.1M
+8.9% YoY
|
$402.4M
+8.7% YoY
|
84% |
| Deposits |
$53.8M
+10.4% YoY+1.9% QoQ
|
+$28.0M |
$25.8M
+0.7% YoY
|
$378.7M
+10.8% YoY
|
$494.3M
+9.1% YoY
|
84% |
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| ROA |
0.1%
-89.2% YoY-88.3% QoQ
|
-0.1% |
0.1%
-77.6% YoY
|
-0.2%
-134.7% YoY
|
0.4%
-39.2% YoY
|
24% |
| NIM |
3.1%
-5.4% YoY-1.4% QoQ
|
-0.9% |
4.0%
+4.0% YoY
|
3.9%
-0.7% YoY
|
3.8%
+4.1% YoY
|
22% |
| Efficiency Ratio |
84.3%
+9.7% YoY+8.8% QoQ
|
-6.3% |
90.6%
+6.5% YoY
|
98.7%
+20.4% YoY
|
84.6%
+2.8% YoY
|
56% |
| Delinquency Rate |
0.0%
-86.2% YoY-96.7% QoQ
|
-1.5 |
1.5%
+3.8% YoY
|
1.2%
+13.1% YoY
|
1.2%
+3.4% YoY
|
Top 14.7% in tier |
| Loan To Share |
56.7%
-7.5% YoY-2.4% QoQ
|
-1.8% |
58.5%
-3.0% YoY
|
69.5%
-2.6% YoY
|
65.6%
-1.4% YoY
|
47% |
| AMR |
$29,902
+5.5% YoY-0.4% QoQ
|
+$15K |
$14,884
-1.7% YoY
|
$17,820
+2.9% YoY
|
$19,920
+1.6% YoY
|
Top 4.5% in tier |
| CD Concentration |
14.3%
-12.9% YoY-7.5% QoQ
|
-10.0% | 24.3% | 21.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)