BlastPoint's Credit Union Scorecard
ALLEGHENY LUDLUM BRACKENRIDGE
Charter #4095 · PA
ALLEGHENY LUDLUM BRACKENRIDGE has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.20% below tier average
- - Member decline: -2.4% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 183 that size in Pennsylvania.
- Shares and deposits -5.4% year over year ($18.3M in shares and deposits).
- Membership: 2,233 members, -2.4% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 1.29%.
- Efficiency ratio 65.96% vs a 88.77% peer average.
- Loan-to-share ratio 47.40% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,233
-2.4% YoY-0.7% QoQ
|
-352 |
2,585
-1.7% YoY
|
18,280
+5.8% YoY
|
34,678
+6.6% YoY
|
57% |
| Assets |
$23.6M
-3.2% YoY-0.7% QoQ
|
$-6.7M |
$30.3M
+1.5% YoY
|
$308.6M
+9.9% YoY
|
$593.1M
+10.2% YoY
|
52% |
| Loans |
$8.7M
-5.8% YoY-3.7% QoQ
|
$-6.8M |
$15.5M
-1.7% YoY
|
$207.1M
+9.1% YoY
|
$418.6M
+10.1% YoY
|
48% |
| Deposits |
$18.3M
-5.4% YoY-1.4% QoQ
|
$-7.5M |
$25.8M
+1.1% YoY
|
$264.2M
+9.3% YoY
|
$504.8M
+10.3% YoY
|
50% |
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| ROA |
1.3%
-28.4% YoY+12.7% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
1.0%
+23.3% YoY
|
1.2%
+121.4% YoY
|
73% |
| NIM |
3.6%
-5.9% YoY+0.2% QoQ
|
-0.3% |
3.9%
+0.9% YoY
|
3.5%
+2.1% YoY
|
3.8%
+2.3% YoY
|
39% |
| Efficiency Ratio |
66.0%
+19.7% YoY-5.2% QoQ
|
-22.8% |
88.8%
-6.9% YoY
|
76.6%
-2.6% YoY
|
83.0%
-5.3% YoY
|
19% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.2%
-8.4% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
47.4%
-0.4% YoY-2.3% QoQ
|
-11.5% |
58.9%
-3.1% YoY
|
53.4%
-2.0% YoY
|
66.4%
-1.4% YoY
|
32% |
| AMR |
$12,093
-3.2% YoY-1.5% QoQ
|
$-3K |
$14,963
-6.8% YoY
|
$16,967
+3.7% YoY
|
$20,028
-0.9% YoY
|
39% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 15.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)