BlastPoint's Credit Union Scorecard
EAGLE ONE
Charter #464 · DE
EAGLE ONE has 6 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.49% above tier average
- + Total Members: Top 2.9% in tier
- + Total Deposits: Top 3.6% in tier
- + Total Assets: Top 4.5% in tier
- + Total Loans: Top 6.7% in tier
- + Fee Income Per Member: Top 8.6% in tier
Key Concerns
Areas that may need attention
- - ROA 0.43% below tier average
- - Efficiency ratio 3.33% above tier (higher cost structure)
- - Delinquency rate 1.06% above tier average
- - Member decline: -8.7% YoY
- - Member Growth Rate: Bottom 7.4% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (DE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,427
-8.7% YoY-5.3% QoQ
|
+5.8K |
2,625
-2.2% YoY
|
17,253
+10.0% YoY
|
33,089
+6.1% YoY
|
Top 2.9% in tier |
| Assets |
$87.8M
+2.9% YoY-0.8% QoQ
|
+$57.9M |
$29.9M
+1.1% YoY
|
$195.2M
+8.0% YoY
|
$547.7M
+7.8% YoY
|
Top 4.5% in tier |
| Loans |
$46.9M
-3.4% YoY-1.6% QoQ
|
+$31.1M |
$15.8M
-2.4% YoY
|
$121.5M
+9.1% YoY
|
$388.7M
+8.6% YoY
|
Top 6.7% in tier |
| Deposits |
$77.8M
+2.3% YoY-0.8% QoQ
|
+$52.3M |
$25.5M
+0.4% YoY
|
$172.1M
+8.7% YoY
|
$464.6M
+9.3% YoY
|
Top 3.7% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.3%
+46.8% YoY+16.0% QoQ
|
-0.4% |
0.7%
-731.4% YoY
|
2.8%
+77.8% YoY
|
0.7%
+273.4% YoY
|
26% |
| NIM |
4.4%
+1.1% YoY+2.5% QoQ
|
+0.5% |
3.9%
+3.8% YoY
|
3.3%
+6.1% YoY
|
3.7%
+5.0% YoY
|
71% |
| Efficiency Ratio |
84.7%
-0.9% YoY-1.5% QoQ
|
+3.3% |
81.4%
-2.4% YoY
|
77.7%
-4.8% YoY
|
79.1%
-3.3% YoY
|
66% |
| Delinquency Rate |
2.6%
+60.7% YoY-5.6% QoQ
|
+1.1 |
1.5%
-2.0% YoY
|
2.7%
+22.3% YoY
|
1.2%
-0.9% YoY
|
Top 14.6% in tier |
| Loan To Share |
60.3%
-5.6% YoY-0.7% QoQ
|
-0.9% |
61.2%
-3.0% YoY
|
48.0%
+0.7% YoY
|
68.0%
-1.7% YoY
|
49% |
| AMR |
$14,795
+9.6% YoY+4.4% QoQ
|
+$169 |
$14,627
-2.7% YoY
|
$13,877
+1.3% YoY
|
$19,418
+1.3% YoY
|
56% |
| CD Concentration |
21.2%
+8.9% YoY+5.6% QoQ
|
-3.2% |
24.4%
+4.2% YoY
|
12.6%
+3.7% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
1.1%
-58.8% YoY-23.9% QoQ
|
-12.9% |
14.0%
-5.7% YoY
|
7.8%
-5.9% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)