BlastPoint's Credit Union Scorecard
EAGLE ONE
Charter #464 · DE
EAGLE ONE has 8 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.59% above tier average
- + Strong member growth: 6.4% YoY
- + Total Members: Top 1.5% in tier
- + Total Deposits: Top 2.7% in tier
- + Total Assets: Top 3.7% in tier
- + Total Loans: Top 5.6% in tier
- + Member Growth Rate: Top 5.7% in tier
- + Fee Income Per Member: Top 7.3% in tier
Key Concerns
Areas that may need attention
- - ROA 1.15% below tier average
- - Delinquency rate 2.11% above tier average
- - Net Charge-Off Rate: Bottom 7.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 9 that size in Delaware.
- Shares and deposits +1.8% year over year ($79.9M in shares and deposits).
- Membership: 9,465 members, +6.4% vs a year ago.
- Delinquency rate 3.66%.
- Return on assets 0.34%.
- Efficiency ratio 82.63% vs a 88.77% peer average.
- Loan-to-share ratio 61.30% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
9,465
+6.4% YoY-1.1% QoQ
|
+6.9K |
2,585
-1.7% YoY
|
17,843
+5.5% YoY
|
34,678
+6.6% YoY
|
Top 1.6% in tier |
| Assets |
$90.4M
+2.2% YoY-3.7% QoQ
|
+$60.2M |
$30.3M
+1.5% YoY
|
$212.9M
+9.3% YoY
|
$593.1M
+10.2% YoY
|
Top 3.7% in tier |
| Loans |
$49.0M
+2.8% YoY-3.0% QoQ
|
+$33.5M |
$15.5M
-1.7% YoY
|
$132.7M
+10.6% YoY
|
$418.6M
+10.1% YoY
|
Top 5.6% in tier |
| Deposits |
$79.9M
+1.8% YoY-4.2% QoQ
|
+$54.1M |
$25.8M
+1.1% YoY
|
$188.9M
+9.2% YoY
|
$504.8M
+10.3% YoY
|
Top 2.7% in tier |
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| ROA |
0.3%
+58.2% YoY-41.9% QoQ
|
-1.1% |
1.5%
+241.5% YoY
|
1.1%
-28.8% YoY
|
1.2%
+121.4% YoY
|
21% |
| NIM |
4.5%
+4.1% YoY-1.1% QoQ
|
+0.6% |
3.9%
+0.9% YoY
|
3.5%
+5.6% YoY
|
3.8%
+2.3% YoY
|
75% |
| Efficiency Ratio |
82.6%
-3.9% YoY+1.0% QoQ
|
-6.1% |
88.8%
-6.9% YoY
|
79.3%
-0.3% YoY
|
83.0%
-5.3% YoY
|
55% |
| Delinquency Rate |
3.7%
+34.2% YoY+55.5% QoQ
|
+2.1 |
1.5%
+2.1% YoY
|
2.3%
-27.7% YoY
|
1.3%
+2.6% YoY
|
Bottom 10.3% in tier |
| Loan To Share |
61.3%
+0.9% YoY+1.2% QoQ
|
+2.4% |
58.9%
-3.1% YoY
|
47.6%
-0.9% YoY
|
66.4%
-1.4% YoY
|
54% |
| AMR |
$13,613
-4.0% YoY-2.6% QoQ
|
$-1K |
$14,963
-6.8% YoY
|
$14,118
+1.5% YoY
|
$20,028
-0.9% YoY
|
48% |
| CD Concentration |
19.4%
-3.1% YoY-13.3% QoQ
|
-5.1% | 24.6% | 13.4% | 20.0% | 50% |
| Indirect Auto % |
0.4%
-70.8% YoY-22.7% QoQ
|
-13.2% | 13.6% | 7.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)