BlastPoint's Credit Union Scorecard

STEEL STRONG COMMUNITY

Charter #4828 · PA

<100M
2508 CUs in <100M nationally 186 in PA

STEEL STRONG COMMUNITY demonstrates 2 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.61% above tier average
  • + Net Interest Margin 1.02% above tier average

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Members 2,370
+2.5% YoY+1.1% QoQ
-306 2,676
+1.6% YoY
18,228
+6.1% YoY
33,913
+5.7% YoY
59%
Assets $32.8M
-0.8% YoY+2.6% QoQ
+$2.6M $30.2M
+1.3% YoY
$307.3M
+11.2% YoY
$578.3M
+9.0% YoY
62%
Loans $16.9M
+5.8% YoY+2.0% QoQ
+$1.6M $15.3M
-2.0% YoY
$202.4M
+9.8% YoY
$402.4M
+8.7% YoY
65%
Deposits $24.8M
-2.5% YoY+2.8% QoQ
$-1.0M $25.8M
+0.7% YoY
$264.3M
+10.7% YoY
$494.3M
+9.1% YoY
58%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.8%
+66.9% YoY+53.3% QoQ
+1.6% 0.1%
-77.6% YoY
0.8%
+3.2% YoY
0.4%
-39.2% YoY
Top 9.9% in tier
NIM 5.0%
+11.0% YoY-0.2% QoQ
+1.0% 4.0%
+4.0% YoY
3.5%
+3.1% YoY
3.8%
+4.1% YoY
Top 11.3% in tier
Efficiency Ratio 63.6%
-12.0% YoY-10.8% QoQ
-27.0% 90.6%
+6.5% YoY
78.0%
-8.8% YoY
84.6%
+2.8% YoY
16%
Delinquency Rate 0.5%
+67.6% YoY-58.8% QoQ
-1.0 1.5%
+3.8% YoY
1.2%
-7.0% YoY
1.2%
+3.4% YoY
43%
Loan To Share 68.2%
+8.5% YoY-0.8% QoQ
+9.7% 58.5%
-3.0% YoY
52.5%
-2.7% YoY
65.6%
-1.4% YoY
65%
AMR $17,575
-1.8% YoY+1.4% QoQ
+$3K $14,884
-1.7% YoY
$16,757
+3.3% YoY
$19,920
+1.6% YoY
68%
CD Concentration 12.9%
-10.6% YoY-13.6% QoQ
-11.4% 24.3% 15.4% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 8.3% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
249
Return on Assets (ROA)
profitability
Value: 1.76%
Peer Median: 0.61%
#249 of 2508 Top 9.9% in <100M tier
284
Net Interest Margin (NIM)
profitability
Value: 5.02%
Peer Median: 3.83%
#284 of 2508 Top 11.3% in <100M tier
293
Net Worth Ratio
risk
Value: 24.41%
Peer Median: 14.28%
#293 of 2508 Top 11.6% in <100M tier
343
Member Growth Rate
growth
Value: 2.51%
Peer Median: -1.37%
#343 of 2508 Top 13.6% in <100M tier
406
Efficiency Ratio
profitability
Value: 63.65%
Peer Median: 81.45%
#406 of 2508 Top 16.1% in <100M tier
453
Loan Growth Rate
growth
Value: 5.79%
Peer Median: -2.36%
#453 of 2508 Top 18.0% in <100M tier
595
Loan-to-Member Ratio (LMR)
engagement
Value: $7,127
Peer Median: $4,923
#595 of 2508 Top 23.7% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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