BlastPoint's Credit Union Scorecard
MILESTONES
Charter #5144 · ME
MILESTONES has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Asset Growth Rate: Top 3.0% in tier
- + Deposit Growth Rate: Top 3.1% in tier
- + Average Member Relationship (AMR): Top 3.9% in tier
- + Loan-to-Member Ratio (LMR): Top 4.0% in tier
- + AMR Growth Rate: Top 8.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.03% below tier average
- - First Mortgage Concentration (%): Bottom 6.1% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (ME) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,801
+0.8% YoY0% QoQ
|
-824 |
2,625
-2.2% YoY
|
15,972
+1.7% YoY
|
33,089
+6.1% YoY
|
47% |
| Assets |
$35.9M
+15.2% YoY+2.2% QoQ
|
+$6.0M |
$29.9M
+1.1% YoY
|
$270.6M
+5.7% YoY
|
$547.7M
+7.8% YoY
|
66% |
| Loans |
$22.6M
+6.2% YoY+0.5% QoQ
|
+$6.8M |
$15.8M
-2.4% YoY
|
$188.4M
+4.5% YoY
|
$388.7M
+8.6% YoY
|
74% |
| Deposits |
$31.9M
+16.5% YoY+2.4% QoQ
|
+$6.5M |
$25.5M
+0.4% YoY
|
$236.4M
+5.3% YoY
|
$464.6M
+9.3% YoY
|
68% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
-33.1% YoY-18.1% QoQ
|
-0.0% |
0.7%
-731.4% YoY
|
0.9%
+6.3% YoY
|
0.7%
+273.4% YoY
|
44% |
| NIM |
3.6%
-5.6% YoY-0.1% QoQ
|
-0.3% |
3.9%
+3.8% YoY
|
3.6%
+6.2% YoY
|
3.7%
+5.0% YoY
|
39% |
| Efficiency Ratio |
81.3%
+3.7% YoY+3.5% QoQ
|
-0.1% |
81.4%
-2.4% YoY
|
76.0%
-2.1% YoY
|
79.1%
-3.3% YoY
|
57% |
| Delinquency Rate |
0.7%
+492.4% YoY+58.7% QoQ
|
-0.8 |
1.5%
-2.0% YoY
|
0.8%
+28.5% YoY
|
1.2%
-0.9% YoY
|
50% |
| Loan To Share |
70.7%
-8.9% YoY-1.9% QoQ
|
+9.5% |
61.2%
-3.0% YoY
|
75.4%
-1.4% YoY
|
68.0%
-1.7% YoY
|
64% |
| AMR |
$30,285
+11.1% YoY+1.6% QoQ
|
+$16K |
$14,627
-2.7% YoY
|
$25,292
+3.8% YoY
|
$19,418
+1.3% YoY
|
Top 3.9% in tier |
| CD Concentration |
31.4%
+7.4% YoY+0.2% QoQ
|
+7.0% |
24.4%
+4.2% YoY
|
25.0%
+4.9% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.2% | -13.8% |
14.0%
-5.7% YoY
|
15.8%
+6.7% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)