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BlastPoint's Credit Union Scorecard

CATHOLIC FAMILY

Charter #5510 · KS

<100M
2437 CUs in <100M nationally 43 in KS

CATHOLIC FAMILY has 5 strengths but faces 4 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Loan Growth Rate: Top 1.8% in tier
  • + AMR Growth Rate: Top 5.5% in tier
  • + Asset Growth Rate: Top 6.0% in tier
  • + Deposit Growth Rate: Top 6.2% in tier
  • + Member Growth Rate: Top 8.7% in tier

Key Concerns

Areas that may need attention

  • - ROA 1.48% below tier average
  • - Efficiency ratio 2.48% above tier (higher cost structure)
  • - Net Worth Ratio: Bottom 2.7% in tier
  • - Indirect Auto Concentration (%): Bottom 3.3% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
  • Shares and deposits +11.7% year over year ($37.7M in shares and deposits).
  • Membership: 3,632 members, +3.9% vs a year ago.
  • Delinquency rate 1.17%.
  • Return on assets 0.01%.
  • Efficiency ratio 91.25% vs a 88.77% peer average.
  • Loan-to-share ratio 72.05% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Members 3,632
+3.9% YoY+0.6% QoQ
+1.0K 2,585
-1.7% YoY
21,725
-5.1% YoY
34,678
+6.6% YoY
76%
Assets $41.0M
+10.5% YoY+2.9% QoQ
+$10.7M $30.3M
+1.5% YoY
$314.3M
-2.5% YoY
$593.1M
+10.2% YoY
70%
Loans $27.2M
+29.8% YoY+17.2% QoQ
+$11.7M $15.5M
-1.7% YoY
$223.6M
-4.3% YoY
$418.6M
+10.1% YoY
80%
Deposits $37.7M
+11.7% YoY+3.1% QoQ
+$11.9M $25.8M
+1.1% YoY
$272.9M
-1.4% YoY
$504.8M
+10.3% YoY
73%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.0%
-81.6% YoY-103.3% QoQ
-1.5% 1.5%
+241.5% YoY
1.0%
+59.0% YoY
1.2%
+121.4% YoY
Bottom 0.7% in tier
NIM 3.7%
+11.2% YoY+4.6% QoQ
-0.2% 3.9%
+0.9% YoY
4.1%
+6.5% YoY
3.8%
+2.3% YoY
44%
Efficiency Ratio 91.2%
-5.7% YoY-6.1% QoQ
+2.5% 88.8%
-6.9% YoY
76.8%
-1.7% YoY
83.0%
-5.3% YoY
74%
Delinquency Rate 1.2%
+49.7% YoY+24.5% QoQ
-0.4 1.5%
+2.1% YoY
1.5%
+11.1% YoY
1.3%
+2.6% YoY
65%
Loan To Share 72.0%
+16.2% YoY+13.6% QoQ
+13.2% 58.9%
-3.1% YoY
71.5%
-1.0% YoY
66.4%
-1.4% YoY
70%
AMR $17,870
+14.2% YoY+8.0% QoQ
+$3K $14,963
-6.8% YoY
$16,832
+1.8% YoY
$20,028
-0.9% YoY
68%
CD Concentration 18.6%
-7.6% YoY+5.9% QoQ
-6.0% 24.6% 24.4% 20.0% 50%
Indirect Auto % 32.1%
+4.0% YoY-17.3% QoQ
+18.5% 13.6% 12.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (8 metrics)

45
Loan Growth Rate
growth
Value: 29.76%
Peer Median: -2.63%
#45 of 2437 Top 1.8% in <100M tier
134
AMR Growth Rate
growth
Value: 14.16%
Peer Median: 1.04%
#134 of 2437 Top 5.5% in <100M tier
148
Asset Growth Rate
growth
Value: 10.46%
Peer Median: 1.25%
#148 of 2437 Top 6.0% in <100M tier
151
Deposit Growth Rate
growth
Value: 11.67%
Peer Median: 0.92%
#151 of 2437 Top 6.2% in <100M tier
213
Member Growth Rate
growth
Value: 3.89%
Peer Median: -1.37%
#213 of 2437 Top 8.7% in <100M tier
485
Total Loans
balance_sheet
Value: $27.18M
Peer Median: $9.49M
#485 of 2437 Top 19.9% in <100M tier
529
Loan-to-Member Ratio (LMR)
engagement
Value: $7,483
Peer Median: $4,937
#529 of 2437 Top 21.7% in <100M tier
596
Total Members
engagement
Value: 3,632
Peer Median: 1,902
#596 of 2437 Top 24.4% in <100M tier

Top Weaknesses (5 metrics)

2421
Return on Assets (ROA)
profitability
Value: 0.01%
Peer Median: 0.81%
#2421 of 2437 Bottom 0.7% in <100M tier
2371
Net Worth Ratio
risk
Value: 7.37%
Peer Median: 14.28%
#2371 of 2437 Bottom 2.7% in <100M tier
2357
Indirect Auto Concentration (%)
balance_sheet
Value: 32.11%
Peer Median: 0.00%
#2357 of 2437 Bottom 3.3% in <100M tier
2053
First Mortgage Concentration (%)
balance_sheet
Value: 36.21%
Peer Median: 3.59%
#2053 of 2437 Bottom 15.8% in <100M tier
1905
Net Charge-Off Rate
risk
Value: 0.66%
Peer Median: 0.18%
#1905 of 2437 Bottom 21.9% in <100M tier
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