BlastPoint's Credit Union Scorecard
VA DESERT PACIFIC
Charter #5530 · CA
VA DESERT PACIFIC demonstrates 7 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.67% above tier average
- + Net Interest Margin 0.62% above tier average
- + Total Assets: Top 0.2% in tier
- + Total Loans: Top 1.8% in tier
- + Total Deposits: Top 3.5% in tier
- + Total Members: Top 7.7% in tier
- + Loan-to-Member Ratio (LMR): Top 9.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,229
+0.4% YoY-0.0% QoQ
|
+3.6K |
2,676
+1.6% YoY
|
57,202
-0.9% YoY
|
33,913
+5.7% YoY
|
Top 7.8% in tier |
| Assets |
$99.0M
+6.1% YoY+1.8% QoQ
|
+$68.8M |
$30.2M
+1.3% YoY
|
$1.2B
+0.4% YoY
|
$578.3M
+9.0% YoY
|
Top 0.2% in tier |
| Loans |
$58.9M
+5.3% YoY+2.2% QoQ
|
+$43.7M |
$15.3M
-2.0% YoY
|
$813.8M
+0.1% YoY
|
$402.4M
+8.7% YoY
|
Top 1.8% in tier |
| Deposits |
$77.8M
+5.6% YoY+2.2% QoQ
|
+$52.0M |
$25.8M
+0.7% YoY
|
$1.0B
+1.2% YoY
|
$494.3M
+9.1% YoY
|
Top 3.5% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
-52.8% YoY-39.8% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
2.1%
+290.7% YoY
|
0.4%
-39.2% YoY
|
61% |
| NIM |
4.6%
-7.4% YoY-5.5% QoQ
|
+0.6% |
4.0%
+4.0% YoY
|
5.0%
+56.5% YoY
|
3.8%
+4.1% YoY
|
80% |
| Efficiency Ratio |
82.0%
+12.9% YoY+10.4% QoQ
|
-8.6% |
90.6%
+6.5% YoY
|
81.3%
-2.7% YoY
|
84.6%
+2.8% YoY
|
51% |
| Delinquency Rate |
0.3%
+402.8% YoY-4.5% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
0.6%
-45.1% YoY
|
1.2%
+3.4% YoY
|
37% |
| Loan To Share |
75.8%
-0.3% YoY+0.0% QoQ
|
+17.3% |
58.5%
-3.0% YoY
|
67.3%
-0.6% YoY
|
65.6%
-1.4% YoY
|
76% |
| AMR |
$21,946
+5.0% YoY+2.2% QoQ
|
+$7K |
$14,884
-1.7% YoY
|
$28,733
+1.2% YoY
|
$19,920
+1.6% YoY
|
84% |
| CD Concentration |
11.4%
-1.1% YoY+11.4% QoQ
|
-12.8% | 24.3% | 21.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)