BlastPoint's Credit Union Scorecard
AFFINITY ONE
Charter #5785 · NY
AFFINITY ONE has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.28% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -2.7% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,258
-2.7% YoY-0.5% QoQ
|
+581 |
2,676
+1.6% YoY
|
27,572
+9.2% YoY
|
33,913
+5.7% YoY
|
71% |
| Assets |
$45.6M
+1.6% YoY+2.1% QoQ
|
+$15.5M |
$30.2M
+1.3% YoY
|
$497.6M
+8.1% YoY
|
$578.3M
+9.0% YoY
|
74% |
| Loans |
$25.4M
-6.9% YoY-2.3% QoQ
|
+$10.1M |
$15.3M
-2.0% YoY
|
$329.7M
+7.8% YoY
|
$402.4M
+8.7% YoY
|
78% |
| Deposits |
$41.3M
+1.3% YoY+3.3% QoQ
|
+$15.5M |
$25.8M
+0.7% YoY
|
$425.1M
+7.9% YoY
|
$494.3M
+9.1% YoY
|
76% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.4%
+89.3% YoY-15.2% QoQ
|
+0.3% |
0.1%
-77.6% YoY
|
0.7%
-43.8% YoY
|
0.4%
-39.2% YoY
|
41% |
| NIM |
3.9%
+6.5% YoY+0.2% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.5%
-2.6% YoY
|
3.8%
+4.1% YoY
|
53% |
| Efficiency Ratio |
87.9%
-2.0% YoY+0.6% QoQ
|
-2.7% |
90.6%
+6.5% YoY
|
81.8%
+0.3% YoY
|
84.6%
+2.8% YoY
|
65% |
| Delinquency Rate |
0.1%
-38.9% YoY-87.2% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
1.5%
-10.1% YoY
|
1.2%
+3.4% YoY
|
22% |
| Loan To Share |
61.5%
-8.1% YoY-5.4% QoQ
|
+3.0% |
58.5%
-3.0% YoY
|
58.9%
-2.1% YoY
|
65.6%
-1.4% YoY
|
54% |
| AMR |
$20,478
+0.7% YoY+1.6% QoQ
|
+$6K |
$14,884
-1.7% YoY
|
$19,395
-21.8% YoY
|
$19,920
+1.6% YoY
|
80% |
| CD Concentration |
7.2%
+59.4% YoY+5.8% QoQ
|
-17.1% | 24.3% | 16.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)