BlastPoint's Credit Union Scorecard
KENNEDY VA EMPLOYEES
Charter #5811 · TN
KENNEDY VA EMPLOYEES has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.56% above tier average
- + Net Charge-Off Rate: Top 8.1% in tier
- + Members Per Employee (MPE): Top 9.7% in tier
Key Concerns
Areas that may need attention
- - Loan Growth Rate: Bottom 3.0% in tier
- - AMR Growth Rate: Bottom 3.2% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,364
+2.5% YoY+0.4% QoQ
|
+687 |
2,676
+1.6% YoY
|
21,412
+3.7% YoY
|
33,913
+5.7% YoY
|
73% |
| Assets |
$25.5M
-4.3% YoY-0.4% QoQ
|
$-4.7M |
$30.2M
+1.3% YoY
|
$379.6M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
54% |
| Loans |
$7.8M
-28.5% YoY-8.6% QoQ
|
$-7.4M |
$15.3M
-2.0% YoY
|
$279.0M
+7.7% YoY
|
$402.4M
+8.7% YoY
|
45% |
| Deposits |
$21.5M
-5.7% YoY-0.6% QoQ
|
$-4.3M |
$25.8M
+0.7% YoY
|
$319.1M
+8.0% YoY
|
$494.3M
+9.1% YoY
|
54% |
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| ROA |
0.7%
-142.1% YoY-737.5% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.6%
-5.0% YoY
|
0.4%
-39.2% YoY
|
56% |
| NIM |
4.0%
-0.5% YoY-2.3% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
3.9%
+5.1% YoY
|
3.8%
+4.1% YoY
|
60% |
| Efficiency Ratio |
88.1%
-1.1% YoY-2.0% QoQ
|
-2.6% |
90.6%
+6.5% YoY
|
79.6%
+1.7% YoY
|
84.6%
+2.8% YoY
|
65% |
| Delinquency Rate |
0.6%
-49.1% YoY-5.9% QoQ
|
-0.9 |
1.5%
+3.8% YoY
|
0.9%
-14.5% YoY
|
1.2%
+3.4% YoY
|
49% |
| Loan To Share |
36.5%
-24.3% YoY-8.1% QoQ
|
-22.0% |
58.5%
-3.0% YoY
|
68.3%
-1.5% YoY
|
65.6%
-1.4% YoY
|
18% |
| AMR |
$8,712
-15.2% YoY-3.3% QoQ
|
$-6K |
$14,884
-1.7% YoY
|
$18,957
+3.0% YoY
|
$19,920
+1.6% YoY
|
22% |
| CD Concentration |
12.9%
-38.6% YoY-13.1% QoQ
|
-11.3% | 24.3% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)