BlastPoint's Credit Union Scorecard
SUBIACO
Charter #5922 · AR
SUBIACO has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.31% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 0.32% above tier average
- - Member decline: -3.9% YoY
- - Loan-to-Share Ratio: Bottom 9.6% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,153
-3.9% YoY-1.1% QoQ
|
-523 |
2,676
+1.6% YoY
|
7,947
+7.9% YoY
|
33,913
+5.7% YoY
|
55% |
| Assets |
$27.1M
-0.5% YoY+0.7% QoQ
|
$-3.1M |
$30.2M
+1.3% YoY
|
$111.4M
+12.6% YoY
|
$578.3M
+9.0% YoY
|
56% |
| Loans |
$6.3M
-9.2% YoY-5.8% QoQ
|
$-9.0M |
$15.3M
-2.0% YoY
|
$80.4M
+16.0% YoY
|
$402.4M
+8.7% YoY
|
40% |
| Deposits |
$22.7M
-0.7% YoY+0.7% QoQ
|
$-3.1M |
$25.8M
+0.7% YoY
|
$90.2M
+11.4% YoY
|
$494.3M
+9.1% YoY
|
56% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.5%
-41.0% YoY
|
+0.3% |
0.1%
-77.6% YoY
|
-4.0%
+7873.5% YoY
|
0.4%
-39.2% YoY
|
43% |
| NIM |
3.6%
-1.2% YoY-3.3% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
4.1%
-8.1% YoY
|
3.8%
+4.1% YoY
|
40% |
| Efficiency Ratio |
87.2%
+8.5% YoY-12.2% QoQ
|
-3.5% |
90.6%
+6.5% YoY
|
125.8%
+36.6% YoY
|
84.6%
+2.8% YoY
|
63% |
| Delinquency Rate |
1.8%
+936.4% YoY+170.7% QoQ
|
+0.3 |
1.5%
+3.8% YoY
|
1.6%
+18.4% YoY
|
1.2%
+3.4% YoY
|
79% |
| Loan To Share |
27.7%
-8.6% YoY-6.5% QoQ
|
-30.8% |
58.5%
-3.0% YoY
|
70.8%
-3.6% YoY
|
65.6%
-1.4% YoY
|
Bottom 9.5% in tier |
| AMR |
$13,442
+1.3% YoY+0.3% QoQ
|
$-1K |
$14,884
-1.7% YoY
|
$12,879
+3.3% YoY
|
$19,920
+1.6% YoY
|
47% |
| CD Concentration |
4.4%
+1.8% YoY+15.8% QoQ
|
-19.9% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)