BlastPoint's Credit Union Scorecard
MATANUSKA VALLEY
Charter #5924 · AK
MATANUSKA VALLEY has 3 strengths but faces 6 concerns
How does the industry compare?
What's your peer group doing?
How does AK stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.36% above tier average
- + Total Assets: Top 2.7% in tier
- + Total Deposits: Top 2.7% in tier
Key Concerns
Areas that may need attention
- - Credit Quality Pressure: Bottom 29.2% in tier
- - Margin Compression: Bottom 46.4% in tier
- - Indirect Auto Dependency: Bottom 83.7% in tier
- - Shrinking Wallet Share: Bottom 91.5% in tier
- - Delinquency rate 0.15% above tier average
- - AMR Growth Rate: Bottom 8.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 111 credit unions with $750M-$1B in assets nationally, and 1 of 1 that size in Alaska.
- Shares and deposits +2.3% year over year ($876M in shares and deposits).
- Membership: 65,721 members, +3.3% vs a year ago.
- Delinquency rate 0.95%.
- Return on assets 0.81%.
- Efficiency ratio 70.41% vs a 74.54% peer average.
- Loan-to-share ratio 64.66% vs a 82.60% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
65,721
+3.3% YoY+0.7% QoQ
|
+13.2K |
52,482
+1.3% YoY
|
129,879
+14.6% YoY
|
34,678
+6.6% YoY
|
84% |
| Assets |
$977.3M
+0.0% YoY-0.8% QoQ
|
+$113.3M |
$863.9M
+0.5% YoY
|
$2.1B
+12.8% YoY
|
$593.1M
+10.2% YoY
|
Top 3.6% in tier |
| Loans |
$566.4M
-1.7% YoY-2.7% QoQ
|
$-41.4M |
$607.8M
+2.1% YoY
|
$1.6B
+10.6% YoY
|
$418.6M
+10.1% YoY
|
32% |
| Deposits |
$876.0M
+2.3% YoY-1.0% QoQ
|
+$136.1M |
$739.9M
+0.2% YoY
|
$1.8B
+13.3% YoY
|
$504.8M
+10.3% YoY
|
Top 3.6% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
-25.1% YoY-8.0% QoQ
|
+0.0% |
0.8%
+30.4% YoY
|
0.7%
+29.6% YoY
|
1.2%
+121.4% YoY
|
50% |
| NIM |
3.9%
+7.3% YoY+2.4% QoQ
|
+0.4% |
3.5%
+6.2% YoY
|
4.1%
+0.6% YoY
|
3.8%
+2.3% YoY
|
74% |
| Efficiency Ratio |
70.4%
+1.7% YoY+0.7% QoQ
|
-4.1% |
74.5%
-1.4% YoY
|
78.7%
-1.6% YoY
|
83.0%
-5.3% YoY
|
27% |
| Delinquency Rate |
0.9%
+21.6% YoY-0.0% QoQ
|
+0.2 |
0.8%
+1.0% YoY
|
0.9%
+11.4% YoY
|
1.3%
+2.6% YoY
|
71% |
| Loan To Share |
64.7%
-3.9% YoY-1.7% QoQ
|
-17.9% |
82.6%
+1.9% YoY
|
75.1%
-3.8% YoY
|
66.4%
-1.4% YoY
|
Bottom 12.6% in tier |
| AMR |
$21,947
-2.5% YoY-2.4% QoQ
|
$-7K |
$28,702
+0.4% YoY
|
$26,986
+6.1% YoY
|
$20,028
-0.9% YoY
|
23% |
| CD Concentration |
22.0%
-8.5% YoY-8.3% QoQ
|
-2.5% | 24.6% | 21.4% | 20.0% | 41% |
| Indirect Auto % |
32.3%
-4.4% YoY-5.6% QoQ
|
+18.7% | 13.6% | 16.9% | 7.7% | Bottom 14.0% in tier |
Signature Analysis
Strengths (0)
Concerns (4)
Shrinking Wallet Share
declineAverage member relationship declining year-over-year. Members may be moving money elsewhere or reducing engagement.
Credit Quality Pressure
riskDelinquencies are rising year-over-year. Credit risk is building - they may need better underwriting tools.
Margin Compression
declineProfitability above 0.75% ROA but margins eroding by at least 0.10%. Something changed - rising costs or falling yields need addressing.
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)