BlastPoint's Credit Union Scorecard
THE NEW ORLEANS FIREMEN'S
Charter #6 · LA
THE NEW ORLEANS FIREMEN'S has 3 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Leader: Top 50.0% in tier
- + Organic Growth Engine: Top 50.0% in tier
- + Net Interest Margin 1.13% above tier average
Key Concerns
Areas that may need attention
- - Efficiency Drag: Bottom 50.0% in tier
- - ROA 0.79% below tier average
- - Efficiency ratio 8.93% above tier (higher cost structure)
- - Delinquency rate 0.31% above tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 21 that size in Louisiana.
- Shares and deposits +2.8% year over year ($246M in shares and deposits).
- Membership: 26,149 members, +1.0% vs a year ago.
- Delinquency rate 1.19%.
- Return on assets 0.08%.
- Efficiency ratio 85.67% vs a 76.73% peer average.
- Loan-to-share ratio 89.80% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
26,149
+1.0% YoY+0.1% QoQ
|
+11.0K |
15,168
-2.6% YoY
|
9,550
+2.7% YoY
|
34,678
+6.6% YoY
|
Top 10.3% in tier |
| Assets |
$283.9M
+3.2% YoY-1.5% QoQ
|
+$51.9M |
$232.0M
+0.7% YoY
|
$130.2M
+7.1% YoY
|
$593.1M
+10.2% YoY
|
71% |
| Loans |
$220.8M
+6.7% YoY+1.2% QoQ
|
+$74.6M |
$146.3M
+0.2% YoY
|
$92.6M
+7.3% YoY
|
$418.6M
+10.1% YoY
|
81% |
| Deposits |
$245.9M
+2.8% YoY-2.1% QoQ
|
+$45.2M |
$200.7M
+0.2% YoY
|
$111.6M
+7.6% YoY
|
$504.8M
+10.3% YoY
|
70% |
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| ROA |
0.1%
-92.2% YoY
|
-0.8% |
0.9%
+12.5% YoY
|
1.1%
+258.0% YoY
|
1.2%
+121.4% YoY
|
Bottom 2.2% in tier |
| NIM |
4.8%
+4.4% YoY+2.1% QoQ
|
+1.1% |
3.7%
+4.5% YoY
|
4.2%
-0.2% YoY
|
3.8%
+2.3% YoY
|
Top 5.5% in tier |
| Efficiency Ratio |
85.7%
+5.4% YoY+5.4% QoQ
|
+8.9% |
76.7%
-0.8% YoY
|
89.3%
+0.7% YoY
|
83.0%
-5.3% YoY
|
78% |
| Delinquency Rate |
1.2%
-17.9% YoY+14.8% QoQ
|
+0.3 |
0.9%
+6.6% YoY
|
2.0%
+21.9% YoY
|
1.3%
+2.6% YoY
|
77% |
| Loan To Share |
89.8%
+3.9% YoY+3.4% QoQ
|
+18.3% |
71.5%
-0.3% YoY
|
68.1%
-2.7% YoY
|
66.4%
-1.4% YoY
|
85% |
| AMR |
$17,849
+3.6% YoY-0.6% QoQ
|
$-7K |
$25,107
+3.2% YoY
|
$13,536
+2.7% YoY
|
$20,028
-0.9% YoY
|
20% |
| CD Concentration |
18.1%
+9.9% YoY-0.2% QoQ
|
-6.4% | 24.6% | 15.1% | 20.0% | 50% |
| Indirect Auto % |
1.9%
+73.8% YoY-10.9% QoQ
|
-11.7% | 13.6% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (2)
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Concerns (1)
Efficiency Drag
riskHigh efficiency ratio (>80%) indicates elevated operating costs relative to revenue. Margin improvement opportunities may exist.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)