BlastPoint's Credit Union Scorecard
MIDWEST REGIONAL
Charter #60037 · KS
MIDWEST REGIONAL has 3 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.10% above tier average
- + Total Members: Top 6.6% in tier
- + AMR Growth Rate: Top 8.3% in tier
Key Concerns
Areas that may need attention
- - ROA 0.86% below tier average
- - Member decline: -12.5% YoY
- - Indirect Auto Concentration (%): Bottom 2.9% in tier
- - Member Growth Rate: Bottom 4.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
- Shares and deposits -2.0% year over year ($63.3M in shares and deposits).
- Membership: 6,564 members, -12.5% vs a year ago.
- Delinquency rate 0.63%.
- Return on assets 0.63%.
- Efficiency ratio 75.97% vs a 88.77% peer average.
- Loan-to-share ratio 47.81% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,564
-12.5% YoY-11.3% QoQ
|
+4.0K |
2,585
-1.7% YoY
|
21,725
-5.1% YoY
|
34,678
+6.6% YoY
|
Top 6.6% in tier |
| Assets |
$71.9M
-0.8% YoY-1.1% QoQ
|
+$41.7M |
$30.3M
+1.5% YoY
|
$314.3M
-2.5% YoY
|
$593.1M
+10.2% YoY
|
Top 11.7% in tier |
| Loans |
$30.3M
-4.8% YoY-1.0% QoQ
|
+$14.8M |
$15.5M
-1.7% YoY
|
$223.6M
-4.3% YoY
|
$418.6M
+10.1% YoY
|
83% |
| Deposits |
$63.3M
-2.0% YoY-1.7% QoQ
|
+$37.5M |
$25.8M
+1.1% YoY
|
$272.9M
-1.4% YoY
|
$504.8M
+10.3% YoY
|
Top 10.5% in tier |
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| ROA |
0.6%
-29.4% YoY-6.9% QoQ
|
-0.9% |
1.5%
+241.5% YoY
|
1.0%
+59.0% YoY
|
1.2%
+121.4% YoY
|
39% |
| NIM |
4.0%
+1.6% YoY+2.2% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
4.1%
+6.5% YoY
|
3.8%
+2.3% YoY
|
56% |
| Efficiency Ratio |
76.0%
+4.2% YoY+1.2% QoQ
|
-12.8% |
88.8%
-6.9% YoY
|
76.8%
-1.7% YoY
|
83.0%
-5.3% YoY
|
38% |
| Delinquency Rate |
0.6%
+3.5% YoY-1.7% QoQ
|
-0.9 |
1.5%
+2.1% YoY
|
1.5%
+11.1% YoY
|
1.3%
+2.6% YoY
|
47% |
| Loan To Share |
47.8%
-2.9% YoY+0.7% QoQ
|
-11.1% |
58.9%
-3.1% YoY
|
71.5%
-1.0% YoY
|
66.4%
-1.4% YoY
|
33% |
| AMR |
$14,258
+10.9% YoY+11.1% QoQ
|
$-705 |
$14,963
-6.8% YoY
|
$16,832
+1.8% YoY
|
$20,028
-0.9% YoY
|
52% |
| CD Concentration |
11.1%
+25.3% YoY+5.4% QoQ
|
-13.5% | 24.6% | 24.4% | 20.0% | 50% |
| Indirect Auto % |
35.8%
+20.8% YoY-2.6% QoQ
|
+22.1% | 13.6% | 12.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)