BlastPoint's Credit Union Scorecard
MIDWEST REGIONAL
Charter #60037 · KS
MIDWEST REGIONAL has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.17% above tier average
- + Net Interest Margin 0.08% above tier average
- + Strong member growth: 23.7% YoY
- + Member Growth Rate: Top 1.4% in tier
- + Total Members: Top 4.5% in tier
- + Total Deposits: Top 9.9% in tier
Key Concerns
Areas that may need attention
- - AMR Growth Rate: Bottom 1.7% in tier
- - Indirect Auto Concentration (%): Bottom 3.3% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,472
+23.7% YoY-0.4% QoQ
|
+4.8K |
2,625
-2.2% YoY
|
17,915
-2.9% YoY
|
33,089
+6.1% YoY
|
Top 4.5% in tier |
| Assets |
$71.6M
-2.2% YoY-1.3% QoQ
|
+$41.7M |
$29.9M
+1.1% YoY
|
$244.1M
-6.9% YoY
|
$547.7M
+7.8% YoY
|
Top 11.7% in tier |
| Loans |
$32.4M
-5.3% YoY+1.8% QoQ
|
+$16.6M |
$15.8M
-2.4% YoY
|
$175.9M
-4.8% YoY
|
$388.7M
+8.6% YoY
|
84% |
| Deposits |
$63.6M
-3.7% YoY-1.5% QoQ
|
+$38.1M |
$25.5M
+0.4% YoY
|
$209.0M
-2.4% YoY
|
$464.6M
+9.3% YoY
|
Top 9.9% in tier |
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| ROA |
0.9%
+2.0% YoY-4.4% QoQ
|
+0.2% |
0.7%
-731.4% YoY
|
0.7%
+53.0% YoY
|
0.7%
+273.4% YoY
|
54% |
| NIM |
4.0%
+9.0% YoY+2.0% QoQ
|
+0.1% |
3.9%
+3.8% YoY
|
4.0%
+8.4% YoY
|
3.7%
+5.0% YoY
|
55% |
| Efficiency Ratio |
74.0%
+6.5% YoY+1.5% QoQ
|
-7.4% |
81.4%
-2.4% YoY
|
77.0%
-6.2% YoY
|
79.1%
-3.3% YoY
|
40% |
| Delinquency Rate |
0.6%
+40.2% YoY-3.7% QoQ
|
-0.9 |
1.5%
-2.0% YoY
|
1.2%
-23.8% YoY
|
1.2%
-0.9% YoY
|
46% |
| Loan To Share |
50.9%
-1.7% YoY+3.4% QoQ
|
-10.3% |
61.2%
-3.0% YoY
|
71.9%
-2.0% YoY
|
68.0%
-1.7% YoY
|
33% |
| AMR |
$12,841
-22.6% YoY-0.1% QoQ
|
$-2K |
$14,627
-2.7% YoY
|
$16,347
+1.3% YoY
|
$19,418
+1.3% YoY
|
45% |
| CD Concentration |
9.4%
+22.8% YoY+6.4% QoQ
|
-15.0% |
24.4%
+4.2% YoY
|
24.2%
-2.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
35.8%
-31.9% YoY+20.8% QoQ
|
+21.8% |
14.0%
-5.7% YoY
|
12.4%
-5.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)