BlastPoint's Credit Union Scorecard

MIDWEST REGIONAL

Charter #60037 · KS

<100M

2508 CUs in <100M nationally 43 in KS

MIDWEST REGIONAL has 3 strengths but faces 1 concern

National Analysis

How does the industry compare?

KS Analysis

How does KS stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.53% above tier average
+ Total Members: Top 4.3% in tier
+ Total Deposits: Top 9.7% in tier

Key Concerns

Areas that may need attention

- Indirect Auto Concentration (%): Bottom 2.9% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (KS)	National Avg	Tier Percentile
Members	7,404 -1.2% YoY-0.6% QoQ	+4.7K	2,676 +1.6% YoY	12,306 -36.1% YoY	33,913 +5.7% YoY	Top 4.3% in tier
Assets	$72.7M -1.6% YoY+2.2% QoQ	+$42.5M	$30.2M +1.3% YoY	$170.3M -37.4% YoY	$578.3M +9.0% YoY	Top 11.0% in tier
Loans	$30.6M -4.7% YoY-3.5% QoQ	+$15.3M	$15.3M -2.0% YoY	$121.5M -36.6% YoY	$402.4M +8.7% YoY	84%
Deposits	$64.4M -2.7% YoY+2.6% QoQ	+$38.6M	$25.8M +0.7% YoY	$144.0M -38.1% YoY	$494.3M +9.1% YoY	Top 9.8% in tier

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

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ROA	0.7% -10.3% YoY-21.3% QoQ	+0.5%	0.1% -77.6% YoY	0.6% +30.6% YoY	0.4% -39.2% YoY	54%
NIM	3.9% +2.7% YoY-3.4% QoQ	-0.1%	4.0% +4.0% YoY	4.0% +4.6% YoY	3.8% +4.1% YoY	54%
Efficiency Ratio	75.1% +1.0% YoY+1.7% QoQ	-15.6%	90.6% +6.5% YoY	78.0% -2.8% YoY	84.6% +2.8% YoY	35%
Delinquency Rate	0.6% -31.7% YoY-26.0% QoQ	-0.9	1.5% +3.8% YoY	1.3% +3.6% YoY	1.2% +3.4% YoY	50%
Loan To Share	47.5% -2.0% YoY-5.9% QoQ	-11.0%	58.5% -3.0% YoY	69.9% -0.4% YoY	65.6% -1.4% YoY	32%
AMR	$12,828 -2.2% YoY+1.1% QoQ	$-2K	$14,884 -1.7% YoY	$16,649 +0.9% YoY	$19,920 +1.6% YoY	44%
CD Concentration	10.5% +28.3% YoY+10.1% QoQ	-13.8%	24.3%	24.3%	19.8%	50%
Indirect Auto %	36.7% -30.6% YoY+1.1% QoQ	+22.9%	13.8%	12.2%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

108

Total Members

engagement

Value: 7,404

Peer Median: 1,918

#108 of 2508 Top 4.3% in <100M tier

245

Total Deposits

balance_sheet

Value: $64.41M

Peer Median: $18.77M

#245 of 2508 Top 9.7% in <100M tier

277

Total Assets

balance_sheet

Value: $72.74M

Peer Median: $21.86M

#277 of 2508 Top 11.0% in <100M tier

410

Total Loans

balance_sheet

Value: $30.57M

Peer Median: $9.48M

#410 of 2508 Top 16.3% in <100M tier

471

Members Per Employee (MPE)

engagement

Value: 462.750

Peer Median: 333.750

#471 of 2508 Top 18.7% in <100M tier

Top Weaknesses (3 metrics)

2437

Indirect Auto Concentration (%)

balance_sheet

Value: 36.73%

Peer Median: 0.00%

#2437 of 2508 Bottom 2.9% in <100M tier

2042

Net Charge-Off Rate

risk

Value: 0.77%

Peer Median: 0.07%

#2042 of 2508 Bottom 18.6% in <100M tier

1930

Net Worth Ratio

risk

Value: 10.80%

Peer Median: 14.28%

#1930 of 2508 Bottom 23.1% in <100M tier