BlastPoint's Credit Union Scorecard
LANCASTER RED ROSE
Charter #60113 · PA
LANCASTER RED ROSE demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.68% above tier average
- + Net Interest Margin 0.28% above tier average
- + Loan Growth Rate: Top 1.7% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,862
-1.6% YoY-0.2% QoQ
|
+2.2K |
2,615
-1.9% YoY
|
17,996
+7.1% YoY
|
33,374
+5.7% YoY
|
Top 14.7% in tier |
| Assets |
$53.7M
+2.8% YoY+0.0% QoQ
|
+$23.5M |
$30.1M
+2.1% YoY
|
$296.9M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
79% |
| Loans |
$22.8M
+28.7% YoY+6.5% QoQ
|
+$7.0M |
$15.8M
-1.3% YoY
|
$199.3M
+10.4% YoY
|
$397.0M
+8.8% YoY
|
74% |
| Deposits |
$45.7M
-0.1% YoY-1.0% QoQ
|
+$20.0M |
$25.7M
+1.4% YoY
|
$254.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
79% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
2.3%
+13.0% YoY-3.0% QoQ
|
+1.7% |
0.6%
+10.8% YoY
|
0.6%
-8.3% YoY
|
0.7%
+15.9% YoY
|
Top 4.0% in tier |
| NIM |
4.2%
+2.2% YoY-0.0% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
3.5%
+3.8% YoY
|
3.8%
+5.1% YoY
|
64% |
| Efficiency Ratio |
59.9%
+0.9% YoY+1.0% QoQ
|
-22.7% |
82.6%
-2.3% YoY
|
76.7%
-2.4% YoY
|
79.7%
-3.3% YoY
|
Top 11.4% in tier |
| Delinquency Rate |
0.9%
+31.1% YoY-4.6% QoQ
|
-0.7 |
1.6%
-3.1% YoY
|
1.3%
-10.1% YoY
|
1.3%
-2.1% YoY
|
56% |
| Loan To Share |
49.9%
+28.8% YoY+7.6% QoQ
|
-10.7% |
60.6%
-3.1% YoY
|
54.3%
-3.4% YoY
|
67.4%
-1.7% YoY
|
33% |
| AMR |
$14,081
+9.8% YoY+1.6% QoQ
|
$-702 |
$14,783
-1.4% YoY
|
$16,567
+4.7% YoY
|
$19,687
+2.0% YoY
|
52% |
| CD Concentration |
9.2%
-12.3% YoY-11.5% QoQ
|
-15.2% | 24.4% | 15.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)