BlastPoint's Credit Union Scorecard
LM
Charter #6039 · MD
LM demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.89% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Loan-to-Member Ratio (LMR): Top 5.7% in tier
- + Average Member Relationship (AMR): Top 6.9% in tier
- + Total Loans: Top 9.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,608
+0.8% YoY+0.8% QoQ
|
+982 |
2,625
-2.2% YoY
|
34,720
+7.7% YoY
|
33,089
+6.1% YoY
|
74% |
| Assets |
$59.9M
+5.7% YoY-0.8% QoQ
|
+$30.0M |
$29.9M
+1.1% YoY
|
$624.1M
+9.4% YoY
|
$547.7M
+7.8% YoY
|
83% |
| Loans |
$40.8M
+10.2% YoY+3.4% QoQ
|
+$25.0M |
$15.8M
-2.4% YoY
|
$452.1M
+10.3% YoY
|
$388.7M
+8.6% YoY
|
Top 10.0% in tier |
| Deposits |
$52.8M
+4.6% YoY-1.3% QoQ
|
+$27.4M |
$25.5M
+0.4% YoY
|
$528.8M
+10.3% YoY
|
$464.6M
+9.3% YoY
|
84% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.6%
-9.3% YoY-1.1% QoQ
|
+0.9% |
0.7%
-731.4% YoY
|
0.6%
+23.1% YoY
|
0.7%
+273.4% YoY
|
82% |
| NIM |
3.9%
-4.7% YoY+1.7% QoQ
|
-0.0% |
3.9%
+3.8% YoY
|
3.5%
+4.2% YoY
|
3.7%
+5.0% YoY
|
50% |
| Efficiency Ratio |
62.4%
+5.3% YoY+2.0% QoQ
|
-19.0% |
81.4%
-2.4% YoY
|
78.6%
-6.6% YoY
|
79.1%
-3.3% YoY
|
17% |
| Delinquency Rate |
0.2%
-34.3% YoY+109.9% QoQ
|
-1.3 |
1.5%
-2.0% YoY
|
1.2%
+5.3% YoY
|
1.2%
-0.9% YoY
|
28% |
| Loan To Share |
77.2%
+5.4% YoY+4.7% QoQ
|
+16.0% |
61.2%
-3.0% YoY
|
65.0%
-0.2% YoY
|
68.0%
-1.7% YoY
|
73% |
| AMR |
$25,936
+6.1% YoY-0.2% QoQ
|
+$11K |
$14,627
-2.7% YoY
|
$20,685
+4.6% YoY
|
$19,418
+1.3% YoY
|
Top 7.0% in tier |
| CD Concentration |
17.4%
+7.2% YoY+3.7% QoQ
|
-7.0% |
24.4%
+4.2% YoY
|
20.4%
+10.6% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.4%
+4.0% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)