BlastPoint's Credit Union Scorecard
DUTCH POINT
Charter #60457 · CT
DUTCH POINT has 8 strengths but faces 2 concerns
How does the industry compare?
What's your peer group doing?
How does CT stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Relationship Depth Leader: Top 10.6% in tier
- + Wallet Share Momentum: Top 10.6% in tier
- + Organic Growth Engine: Top 36.9% in tier
- + Organic Growth Leader: Top 36.9% in tier
- + ROA 0.20% above tier average
- + Total Delinquency Rate (60+ days): Top 3.6% in tier
- + Loan Growth Rate: Top 4.2% in tier
- + AMR Growth Rate: Top 9.7% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 3.0% in tier
- - Total Members: Bottom 7.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 165 credit unions with $500M-$750M in assets nationally, and 1 of 2 that size in Connecticut.
- Shares and deposits +5.5% year over year ($500M in shares and deposits).
- Membership: 24,544 members, +1.2% vs a year ago.
- Delinquency rate 0.12%.
- Return on assets 1.01%.
- Efficiency ratio 71.99% vs a 76.56% peer average.
- Loan-to-share ratio 63.87% vs a 79.33% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
24,544
+1.2% YoY+0.4% QoQ
|
-13.4K |
37,897
-5.0% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
Bottom 7.3% in tier |
| Assets |
$565.4M
+6.1% YoY+1.0% QoQ
|
$-57.0M |
$622.4M
+0.6% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
30% |
| Loans |
$319.2M
+20.2% YoY+8.5% QoQ
|
$-109.3M |
$428.5M
-0.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
Bottom 12.1% in tier |
| Deposits |
$499.8M
+5.5% YoY+0.6% QoQ
|
$-40.0M |
$539.8M
+0.9% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
32% |
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| ROA |
1.0%
+26.3% YoY+5.4% QoQ
|
+0.2% |
0.8%
+39.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
69% |
| NIM |
3.1%
+11.6% YoY+3.5% QoQ
|
-0.5% |
3.5%
+5.0% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
21% |
| Efficiency Ratio |
72.0%
-1.6% YoY-2.7% QoQ
|
-4.6% |
76.6%
-3.6% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
27% |
| Delinquency Rate |
0.1%
-69.9% YoY-22.7% QoQ
|
-0.7 |
0.8%
+3.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
Top 3.6% in tier |
| Loan To Share |
63.9%
+13.9% YoY+7.8% QoQ
|
-15.5% |
79.3%
-1.4% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
Bottom 12.7% in tier |
| AMR |
$33,367
+9.5% YoY+3.2% QoQ
|
+$6K |
$27,294
+4.1% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
82% |
| CD Concentration |
41.7%
+4.9% YoY+1.9% QoQ
|
+17.1% | 24.6% | 14.9% | 20.0% | Top 6.0% in tier |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | Top 0.1% in tier |
Signature Analysis
Strengths (4)
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)