BlastPoint's Credit Union Scorecard
COAST LINE
Charter #60646 · ME
COAST LINE demonstrates 8 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.90% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Average Member Relationship (AMR): Top 3.3% in tier
- + Total Assets: Top 5.0% in tier
- + Loan-to-Member Ratio (LMR): Top 5.1% in tier
- + Deposit Growth Rate: Top 6.7% in tier
- + Efficiency Ratio: Top 7.6% in tier
- + Total Deposits: Top 8.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (ME) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,307
-1.6% YoY-1.9% QoQ
|
+681 |
2,625
-2.2% YoY
|
15,972
+1.7% YoY
|
33,089
+6.1% YoY
|
71% |
| Assets |
$86.2M
+9.0% YoY+3.1% QoQ
|
+$56.4M |
$29.9M
+1.1% YoY
|
$270.6M
+5.7% YoY
|
$547.7M
+7.8% YoY
|
Top 5.1% in tier |
| Loans |
$38.4M
-3.0% YoY-0.4% QoQ
|
+$22.7M |
$15.8M
-2.4% YoY
|
$188.4M
+4.5% YoY
|
$388.7M
+8.6% YoY
|
Top 11.6% in tier |
| Deposits |
$65.6M
+11.4% YoY+3.2% QoQ
|
+$40.2M |
$25.5M
+0.4% YoY
|
$236.4M
+5.3% YoY
|
$464.6M
+9.3% YoY
|
Top 8.9% in tier |
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| ROA |
1.6%
+5.8% YoY-0.7% QoQ
|
+0.9% |
0.7%
-731.4% YoY
|
0.9%
+6.3% YoY
|
0.7%
+273.4% YoY
|
82% |
| NIM |
3.0%
+0.1% YoY-0.4% QoQ
|
-0.9% |
3.9%
+3.8% YoY
|
3.6%
+6.2% YoY
|
3.7%
+5.0% YoY
|
18% |
| Efficiency Ratio |
52.7%
-5.7% YoY+0.2% QoQ
|
-28.7% |
81.4%
-2.4% YoY
|
76.0%
-2.1% YoY
|
79.1%
-3.3% YoY
|
Bottom 7.6% in tier |
| Delinquency Rate |
0.4%
+76.7% YoY-45.8% QoQ
|
-1.1 |
1.5%
-2.0% YoY
|
0.8%
+28.5% YoY
|
1.2%
-0.9% YoY
|
39% |
| Loan To Share |
58.6%
-12.9% YoY-3.5% QoQ
|
-2.7% |
61.2%
-3.0% YoY
|
75.4%
-1.4% YoY
|
68.0%
-1.7% YoY
|
46% |
| AMR |
$31,463
+7.4% YoY+3.8% QoQ
|
+$17K |
$14,627
-2.7% YoY
|
$25,292
+3.8% YoY
|
$19,418
+1.3% YoY
|
Top 3.4% in tier |
| CD Concentration |
30.2%
+6.7% YoY-5.8% QoQ
|
+5.8% |
24.4%
+4.2% YoY
|
25.0%
+4.9% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
15.8%
+6.7% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)