BlastPoint's Credit Union Scorecard
COAST LINE
Charter #60646 · ME
COAST LINE has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Average Member Relationship (AMR): Top 3.2% in tier
- + Total Assets: Top 4.1% in tier
- + Loan-to-Member Ratio (LMR): Top 5.9% in tier
- + Efficiency Ratio: Top 6.7% in tier
- + Total Deposits: Top 7.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.1% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 8 that size in Maine.
- Shares and deposits +7.4% year over year ($68.3M in shares and deposits).
- Membership: 3,302 members, -2.1% vs a year ago.
- Delinquency rate 0.22%.
- Return on assets 1.48%.
- Efficiency ratio 53.72% vs a 88.77% peer average.
- Loan-to-share ratio 53.75% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (ME) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,302
-2.1% YoY-0.2% QoQ
|
+716 |
2,585
-1.7% YoY
|
16,125
+1.5% YoY
|
34,678
+6.6% YoY
|
72% |
| Assets |
$89.2M
+6.7% YoY-0.1% QoQ
|
+$58.9M |
$30.3M
+1.5% YoY
|
$282.5M
+5.4% YoY
|
$593.1M
+10.2% YoY
|
Top 4.1% in tier |
| Loans |
$36.7M
-4.9% YoY+0.1% QoQ
|
+$21.3M |
$15.5M
-1.7% YoY
|
$195.0M
+5.1% YoY
|
$418.6M
+10.1% YoY
|
Top 12.4% in tier |
| Deposits |
$68.3M
+7.4% YoY-0.7% QoQ
|
+$42.5M |
$25.8M
+1.1% YoY
|
$246.1M
+4.8% YoY
|
$504.8M
+10.3% YoY
|
Top 7.5% in tier |
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| ROA |
1.5%
-7.6% YoY+1.6% QoQ
|
+0.0% |
1.5%
+241.5% YoY
|
0.8%
-4.3% YoY
|
1.2%
+121.4% YoY
|
79% |
| NIM |
2.9%
-3.8% YoY-0.2% QoQ
|
-1.0% |
3.9%
+0.9% YoY
|
3.6%
+1.9% YoY
|
3.8%
+2.3% YoY
|
Bottom 14.3% in tier |
| Efficiency Ratio |
53.7%
+2.1% YoY-1.4% QoQ
|
-35.0% |
88.8%
-6.9% YoY
|
78.1%
+1.5% YoY
|
83.0%
-5.3% YoY
|
Top 6.7% in tier |
| Delinquency Rate |
0.2%
-72.6% YoY-57.4% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
0.9%
+26.9% YoY
|
1.3%
+2.6% YoY
|
27% |
| Loan To Share |
53.8%
-11.5% YoY+0.7% QoQ
|
-5.1% |
58.9%
-3.1% YoY
|
74.1%
-1.3% YoY
|
66.4%
-1.4% YoY
|
43% |
| AMR |
$31,801
+5.0% YoY-0.3% QoQ
|
+$17K |
$14,963
-6.8% YoY
|
$26,047
+3.5% YoY
|
$20,028
-0.9% YoY
|
Top 3.2% in tier |
| CD Concentration |
28.4%
-11.3% YoY-2.0% QoQ
|
+3.9% | 24.6% | 25.5% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 16.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)