BlastPoint's Credit Union Scorecard

CAMPUS

Charter #60731 · KS

2556 CUs in <100M nationally 44 in KS

CAMPUS has 4 strengths but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Net Interest Margin 1.47% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + Deposit Growth Rate: Top 5.6% in tier
  • + Asset Growth Rate: Top 5.9% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.22% below tier average
  • - Delinquency rate 0.57% above tier average

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Members 4,653
+0.7% YoY-3.4% QoQ
+2.0K 2,615
-1.9% YoY
12,209
-35.0% YoY
33,374
+5.7% YoY
84%
Assets $39.4M
+12.0% YoY-0.2% QoQ
+$9.3M $30.1M
+2.1% YoY
$164.3M
-37.3% YoY
$561.6M
+9.7% YoY
69%
Loans $28.8M
+7.0% YoY+0.2% QoQ
+$13.0M $15.8M
-1.3% YoY
$120.8M
-36.2% YoY
$397.0M
+8.8% YoY
81%
Deposits $35.6M
+12.9% YoY-0.2% QoQ
+$9.9M $25.7M
+1.4% YoY
$139.5M
-36.6% YoY
$477.3M
+9.7% YoY
71%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.4%
+131.6% YoY-24.5% QoQ
-0.2% 0.6%
+10.8% YoY
0.6%
+32.6% YoY
0.7%
+15.9% YoY
35%
NIM 5.4%
+6.8% YoY-6.8% QoQ
+1.5% 4.0%
+4.0% YoY
4.0%
+7.1% YoY
3.8%
+5.1% YoY
Top 8.0% in tier
Efficiency Ratio 78.8%
-18.0% YoY+1.9% QoQ
-3.8% 82.6%
-2.3% YoY
78.8%
-6.8% YoY
79.7%
-3.3% YoY
48%
Delinquency Rate 2.1%
+179.3% YoY-12.1% QoQ
+0.6 1.6%
-3.1% YoY
1.5%
-6.0% YoY
1.3%
-2.1% YoY
79%
Loan To Share 80.7%
-5.2% YoY+0.5% QoQ
+20.1% 60.6%
-3.1% YoY
71.6%
-2.2% YoY
67.4%
-1.7% YoY
79%
AMR $13,842
+9.3% YoY+3.5% QoQ
$-940 $14,783
-1.4% YoY
$16,403
+0.2% YoY
$19,687
+2.0% YoY
50%
CD Concentration 22.0%
-19.0% YoY+3.0% QoQ
-2.4% 24.4% 24.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 12.2% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
144
Deposit Growth Rate
growth
Value: 12.87%
Peer Median: -
#144 of 2556 Top 5.6% in <100M tier
151
Asset Growth Rate
growth
Value: 11.99%
Peer Median: -
#151 of 2556 Top 5.9% in <100M tier
205
Net Interest Margin (NIM)
profitability
Value: 5.43%
Peer Median: -
#205 of 2556 Top 8.0% in <100M tier
288
AMR Growth Rate
growth
Value: 9.35%
Peer Median: -
#288 of 2556 Top 11.2% in <100M tier
412
Loan Growth Rate
growth
Value: 6.97%
Peer Median: -
#412 of 2556 Top 16.1% in <100M tier
414
Total Members
engagement
Value: 4,653
Peer Median: -
#414 of 2556 Top 16.2% in <100M tier
486
Total Loans
balance_sheet
Value: $28.77M
Peer Median: -
#486 of 2556 Top 19.0% in <100M tier
537
Loan-to-Share Ratio
balance_sheet
Value: 80.75%
Peer Median: -
#537 of 2556 Top 21.0% in <100M tier

Top Weaknesses (3 metrics)

2283
Net Worth Ratio
risk
Value: 9.17%
Peer Median: -
#2283 of 2556 Bottom 10.7% in <100M tier
2098
Net Charge-Off Rate
risk
Value: 0.92%
Peer Median: -
#2098 of 2556 Bottom 18.0% in <100M tier
2031
Total Delinquency Rate (60+ days)
risk
Value: 2.12%
Peer Median: -
#2031 of 2556 Bottom 20.6% in <100M tier
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