BlastPoint's Credit Union Scorecard
D C FIRE DEPARTMENT
Charter #6088 · DC
D C FIRE DEPARTMENT has 5 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 3.25% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - ROA 0.78% below tier average
- - Delinquency rate 2.99% above tier average
- - Total Delinquency Rate (60+ days): Bottom 7.0% in tier
- - Average Member Relationship (AMR): Bottom 8.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,720
+2.7% YoY+0.9% QoQ
|
-905 |
2,625
-2.2% YoY
|
10,992
+7.3% YoY
|
33,089
+6.1% YoY
|
45% |
| Assets |
$6.9M
-1.5% YoY-4.4% QoQ
|
$-22.9M |
$29.9M
+1.1% YoY
|
$397.3M
+10.3% YoY
|
$547.7M
+7.8% YoY
|
25% |
| Loans |
$3.1M
+0.3% YoY+1.8% QoQ
|
$-12.7M |
$15.8M
-2.4% YoY
|
$237.1M
+5.6% YoY
|
$388.7M
+8.6% YoY
|
24% |
| Deposits |
$5.3M
-2.0% YoY-5.9% QoQ
|
$-20.2M |
$25.5M
+0.4% YoY
|
$346.2M
+10.2% YoY
|
$464.6M
+9.3% YoY
|
24% |
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| ROA |
-0.1%
-116.4% YoY-82.3% QoQ
|
-0.8% |
0.7%
-731.4% YoY
|
0.1%
-83.6% YoY
|
0.7%
+273.4% YoY
|
Bottom 13.9% in tier |
| NIM |
7.2%
-8.5% YoY+0.8% QoQ
|
+3.2% |
3.9%
+3.8% YoY
|
3.6%
+4.1% YoY
|
3.7%
+5.0% YoY
|
Top 1.1% in tier |
| Efficiency Ratio |
73.9%
+11.9% YoY-0.4% QoQ
|
-7.5% |
81.4%
-2.4% YoY
|
96.2%
+5.7% YoY
|
79.1%
-3.3% YoY
|
40% |
| Delinquency Rate |
4.5%
-19.5% YoY-18.3% QoQ
|
+3.0 |
1.5%
-2.0% YoY
|
2.3%
+52.4% YoY
|
1.2%
-0.9% YoY
|
Top 7.0% in tier |
| Loan To Share |
58.1%
+2.4% YoY+8.2% QoQ
|
-3.1% |
61.2%
-3.0% YoY
|
61.8%
-0.7% YoY
|
68.0%
-1.7% YoY
|
46% |
| AMR |
$4,866
-3.8% YoY-4.1% QoQ
|
$-10K |
$14,627
-2.7% YoY
|
$22,611
+4.7% YoY
|
$19,418
+1.3% YoY
|
Bottom 8.8% in tier |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
16.1%
+11.6% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
0.1%
-38.7% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)