BlastPoint's Credit Union Scorecard
D C FIRE DEPARTMENT
Charter #6088 · DC
D C FIRE DEPARTMENT has 1 strength but faces 7 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 3.33% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.01% below tier average
- - Net Charge-Off Rate: Bottom 1.5% in tier
- - Deposit Growth Rate: Bottom 4.4% in tier
- - Asset Growth Rate: Bottom 6.2% in tier
- - Fee Income Per Member: Bottom 6.2% in tier
- - AMR Growth Rate: Bottom 7.6% in tier
- - Average Member Relationship (AMR): Bottom 7.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits -13.0% year over year ($4.9M in shares and deposits).
- Membership: 1,720 members, +0.9% vs a year ago.
- Delinquency rate 1.56%.
- Return on assets 0.49%.
- Efficiency ratio 88.19% vs a 88.77% peer average.
- Loan-to-share ratio 60.96% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,720
+0.9% YoY0% QoQ
|
-865 |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
46% |
| Assets |
$6.6M
-9.3% YoY+1.6% QoQ
|
$-23.7M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
23% |
| Loans |
$3.0M
-1.3% YoY-2.1% QoQ
|
$-12.5M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
24% |
| Deposits |
$4.9M
-13.0% YoY+2.1% QoQ
|
$-20.9M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
22% |
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| ROA |
0.5%
-192.6% YoY-24.1% QoQ
|
-1.0% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
30% |
| NIM |
7.2%
+1.4% YoY+3.4% QoQ
|
+3.3% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
Top 0.8% in tier |
| Efficiency Ratio |
88.2%
+18.8% YoY-2.9% QoQ
|
-0.6% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
68% |
| Delinquency Rate |
1.6%
-71.6% YoY-59.5% QoQ
|
+0.0 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
72% |
| Loan To Share |
61.0%
+13.5% YoY-4.0% QoQ
|
+2.1% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
53% |
| AMR |
$4,580
-9.7% YoY+0.5% QoQ
|
$-10K |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
Bottom 7.6% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)